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  • Report:  #1513520

Complaint Review: USAA

USAA NSF Fees when funds where there, currently claiming I owe when I have a ticket number in which I paid off the balance San Antonio Texas

  • Reported By:
    IReallyDislikeUSAA — Johns Island South Carolina United States
  • Submitted:
    Tue, November 09, 2021
  • Updated:
    Wed, November 10, 2021

I was a 10-year customer/member of USAA.  I have been having an atrocious experience with USAA since I notified them of my separation (I am now legally divorced). I have spent over 20+ hours on the phone in the last 2 years, my credit rating was affected, I have been nikeled and dimed to death with NSF when the funds were there or in process, the business units do not work or talk to each other, finger pointing even though I bundled products, and I had enough, I thought I was finally rid of them when I called to reconcile/pay to the end of the term, my auto insurance, and now I am being harassed yet again for funds. 

Even though I have a ticket and claim number/along with their recordings that I was attempting to do the right thing and leave them well and pay off my balance with the call.  Further, there is no email support, I have uploaded documents/screenshots of funds being taken from my account, the harassing emails, etc.  Yesterday while I was taking my recovering from a stroke uncle to a doctors appointment, someone from the CEO's office was calling to help me with my "billing concerns" and I reminded her that I did not have any and that my bills were paid, my accounts were closed (checkings/savings/home loan) and remaining auto insurance balance was paid (Insurance through Dec 18, 2021, as of Oct 08, 2021, confirmation #3472912747) and I would be done with them for good, and they are claiming I still owe!!! Can you help, or please advise who to contact. 

2 Updates & Rebuttals


Derek

Johns Island,
South Carolina,
United States

Love the compassion idiot

#3Author of original report

Wed, November 10, 2021

 I actually have all that... The problem with assumptions is you make an a*s of yourself... I never take stuff to the internet... Always give people an opportunity to do the right thing until they reveal how ignorant they are... When you have full info and reviewed my case your just another "hit send" on the internet... When you pay my bills and live my life your just noise... A non essential...


Irv

United States

In Other Words...

#3Consumer Comment

Tue, November 09, 2021

 YOU DO NOT keep written records of the debits and checks, nor do you keep an on-going running balance so you know without any doubt how much is available. You further state you’ve had multiple NSF’s which should tell you the problem is YOU and YOUR LACK of keeping records. Deposits which are "in process” are NOT in your account until they shoe up there! LEARN HOW TO MANAGE A CHECKING ACCOUNT!

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