Complaint Review: Vista Repayments Services

From: Vista Repayment Services <atty.BrianHix@outlook.com>
Date: On Friday, October 25th, 2024 at 12:33
Subject: Unpaid Loan Alert
To: Vista Repayments Services <vistarepayments@gmail.com>

UNPAID LOAN – FINAL NOTICE

RE: OVERDUE ACCOUNT $638.00

Account Number: 03:14-cv-389645-LTB-BH
Outstanding Balance: $638.00
Creditor: Cash Advance Inc.
Payment Mode : Online

You have previously been written to requesting settlement of a loan charge. Due to the absence of payment or a valid appeal against the charge, our client has instructed us to recover the total amount due to them as shown above.

As all other attempts have failed, our client may now instruct us to take legal action against you in the County Court. To prevent such action, we invite you to make payment immediately. In order to avoid any further action, you should pay the full amount outstanding within 4 hours.

You can make payment online. It is important that you understand that if a judgment is registered against you then this could seriously affect your chances of obtaining credit in the future as this information can be made available to any interested parties via the Register of Judgments, Orders and Fines, and will remain there for 6 years.

It is possible that our previous emails fell through the cracks or delivered in spam because of words like (credit, loan, payment etc.)

Unless you notify this office within 4 hours after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume the debt is valid.

If you do not pay the balance within 4 hours, we will pursue all legal options available to collect the debt, up to and including suit for judgement and garnishment proceedings.

In order to resolve this matter, we have provided the following payment options:

Full Amount: $638.00

Discounted Amount: $276.00 Today (58% Waiver)

Micropayments: $34.00 Every two weeks for $638.00 (Outstanding Balance)

We thank you in advance for your prompt and immediate attention to this serious matter.

Respond to the same email thread using "REPLY ALL".

Sincerely,
Staff Attorney, Vista Repayments Services
Copies to:
Frank Rogers, County Administrator
Carl Cooper, County Attorney
Maria Fairchild, Public Safety

Note : It is possible that our previous emails fell through the cracks or delivered in spam because of words like (credit, loan, payment etc.)
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