Vitech Financial Services ripoff or dishonest personal loan New York New York
I was first contacted by Vitech Financial services on Saturday, December 30, 2006 by a man named Eric Williams regarding my online loan application. I called to speak with Eric Williams but I could never reach him then finally on January 10, 2007, I spoke with Paul Cook. He told me that I was pre-approved for a loan amount of $5000. He faxed me some information and the contract agreement. He told me that part of my contract agreement to receive the $5000 that I had to send $865 via Western Union to a Mark Smith in Canada. Once the Western Union payment was done, I called Paul Cook and gave him the Money Transfer Control Number(MTCN). He told me that I would receive my funds within the next 24-48 hours and as agreed per the contract that the funds would be deposited into my checking account. 24-48 hours passed and no funds were deposited into my account. I called Paul Cook ext. 22, and he told me that because of my credit that I am high risk and that I will need to send the insurance amount of $989 once again via Western Union to Mark Smith in Canada. I understood and agreed to do the payment on January 12, 2006. Before the payment, I asked Paul Cooke for a guarantee that this would be done after this payment was received to his company. He sent me a fax stating that the funds will be released to me once I did the payment of the $989. I again, called Paul Cook back and gave him the MTCN number stating that the Western Union payment was done. He said that my funds would be in my account in the next 6-12 hours. I checked my account and again, no funds were available. I called Paul Cook and it took me about 10 times to call before he decided to pick up. This time he told me that I for some reason was not approved with Vitech America and that they had to put me through Vitech Canada and now it would be an additional $1,100 for me to get approved for the loan. Once again, I have a contract stating that I was approved for the loan and now they are stating that I am not approved for the loan. I told him that I did not have the funds and that I wanted to have the total of $1855 refunded back to me. He told me that I would have to wait 30-45 days before I could receive my refund. I told him that it should not take that long to have the funds refunded back to me. He told me that it was company policy. I told him that no where in the contract agreement or on their website does it state that it will take 30-45 days to have the funds refunded back to me if I at any point do agree to continue with the loan. He said it was company policy and that it is not written. He also kept putting me on hold. He placed me on hold at least 6 times throughout the conversation. He told me he had to go to a meeting. I then asked him, "what kind of a sham is this and that I would like to speak to his manager." He stated to me that he was the manager and that he will have to disconnect the call because I called his company a sham.
I do not think that anyone should be treated like this. I do not care if a person's credit is not the greatest. I have just lost $1855 and I really do not think that I will get it back. Currently, I am going to write to the better business bureau and I am going to contact a lawyer regarding this situation. Something has to be done about this company. It is completely unfair and if was up to them . . . they will leave you flat broke. Anyone who is contacted by this company . . . DO NOT FOLLOW THROUGH WITH IT. THE COMPANY IS A FRAUD. I have documentation to prove it. Now, I don't know how I am going to pay for my car to get fixed.
Laurie
Hampton Roads, Virginia
U.S.A.
11 Updates & Rebuttals
Cynthia
Tampa,Florida,
U.S.A.
Advance Fee Rip Off Scams
#12Consumer Comment
Wed, June 20, 2007
I just wanted to inform all that have been taken by these thieves, they are or have been known by 12 different names. You can log onto newyork.bbb.org and look up Liberty Financial and find all the names they have been listed as. You would think that the FBI could track these people down. They do it every day and stop terroism, well this is a form a terroism. I would also like these people to be caught and brought to justice, because I am also a victim. Just wanted to shaer the website for you to view and learn the other names they have scammed under.
CT
Tampa, Fl
Teri
Slidell,Louisiana,
U.S.A.
SOUNDS ALL TOO FAMILIAR!!
#12Consumer Comment
Thu, February 15, 2007
This sounds like the jerks over at Tribute Financial Group who did the same exact thing to me. Unfortunately, they are scammers in Canada (giving false addresses in New York), so we are not protected sending them cash. They operate by many different company names and when one gets shut down, they switch to another. I have counted at least 6 other company names these fools have.
I have reported these CROOKS to the proper authorities in the U.S. and Canada.
They got me for $3520.93 and even though I'm sure I won't see that money again, I will not rest until they are brought to justice!
If you need any further info. on who to report them to, please feel free to respond and I will be more than happy to help. I'm sure there are many more people who were scammed and haven't reported it on here. We have GOT to get them caught!!
Teri
Slidell-Louisiana
Teri
Slidell,Louisiana,
U.S.A.
SOUNDS ALL TOO FAMILIAR!!
#12Consumer Comment
Thu, February 15, 2007
This sounds like the jerks over at Tribute Financial Group who did the same exact thing to me. Unfortunately, they are scammers in Canada (giving false addresses in New York), so we are not protected sending them cash. They operate by many different company names and when one gets shut down, they switch to another. I have counted at least 6 other company names these fools have.
I have reported these CROOKS to the proper authorities in the U.S. and Canada.
They got me for $3520.93 and even though I'm sure I won't see that money again, I will not rest until they are brought to justice!
If you need any further info. on who to report them to, please feel free to respond and I will be more than happy to help. I'm sure there are many more people who were scammed and haven't reported it on here. We have GOT to get them caught!!
Teri
Slidell-Louisiana
Teri
Slidell,Louisiana,
U.S.A.
SOUNDS ALL TOO FAMILIAR!!
#12Consumer Comment
Thu, February 15, 2007
This sounds like the jerks over at Tribute Financial Group who did the same exact thing to me. Unfortunately, they are scammers in Canada (giving false addresses in New York), so we are not protected sending them cash. They operate by many different company names and when one gets shut down, they switch to another. I have counted at least 6 other company names these fools have.
I have reported these CROOKS to the proper authorities in the U.S. and Canada.
They got me for $3520.93 and even though I'm sure I won't see that money again, I will not rest until they are brought to justice!
If you need any further info. on who to report them to, please feel free to respond and I will be more than happy to help. I'm sure there are many more people who were scammed and haven't reported it on here. We have GOT to get them caught!!
Teri
Slidell-Louisiana
Dave
New Westminster,British Columbia,
Canada
Advance Fee Loan
#12Consumer Suggestion
Tue, February 13, 2007
Google "Advance Fee Loan". Read the article on the FTC website.
Such a thing is illegal.
The BBB can't help you. You weren't treated poorly by a company. There is no such company.
You were conned.
You need to file a criminal complaint. Local police and online with the feds at ic3.gov.
The scammers are in Canada, so you might also want to look up the websites for Phonebusters and RECOL (Report Economic Crime OnLine) to file complaints with the Canadian authorities.
Also, Western Union needs to be mentioned in the complaint. How helpful were they in letting you give your money away to someone that the Western Union clerk should have known was stealing from you?
Heather
Buffalo,New York,
U.S.A.
Scums
#12Consumer Comment
Tue, February 13, 2007
This sounds completely like one of those money scams, where you have to Western Union the money to Canada or Nigeria. One thing is for sure: For no reason, ever, ever, ever, will I EVER wire money via Western Union to Canada or Nigeria. And THIS one didn't even get a fake money order or check saying she won a lottery or something!
Amy
Kansas City,Missouri,
U.S.A.
Contact the FTC
#12Consumer Suggestion
Tue, February 13, 2007
You need to contact the Federal Trade Commission. These jerks were registered with godaddy and were using Domains by Proxy to hide their identities. The FTC can look into that. Search the internet for "FTC complaint." While you're at it, you might get a hold of the FBI.
I wish you the best.
Amy
Dave
Jacksonville,Florida,
U.S.A.
You have been scammed
#12Consumer Comment
Tue, February 13, 2007
There is no loan, there is no company, and you will not be able to sue anyone. This is a very common scam, and hundreds, if not thousands of people have been taken by it.
Advance-fee loans are ILLEGAL. Your $1855 is in Nigeria or Canada or Russia. These guys are crooks, and don't need to be sued, they need to be shot on sight.
Laurie
Chesapeake,Virginia,
U.S.A.
Update on Vitech Financial Services
#12Author of original report
Mon, February 12, 2007
Today will mark the 29th day since I have filed my clam and asked for my refund from Vitech. I have filed a report with the Better Business Bureau (or go to bbb.org). I called the number 866-815-8154 and went to their website www.vitechfinancialservices.com and both are now out of order. I guess the crooks have now moved on to their new scheme. Looks like I will never see my money. I hope that they all go to hell at Vitech Financial Services. Hopefully, I will be able to find those bastards and sue the crap out of them (or one could only dream, right?).
Laurie
Chesapeake,Virginia,
U.S.A.
Update on Vitech Financial Services
#12Author of original report
Mon, February 12, 2007
Today will mark the 29th day since I have filed my clam and asked for my refund from Vitech. I have filed a report with the Better Business Bureau (or go to bbb.org). I called the number 866-815-8154 and went to their website www.vitechfinancialservices.com and both are now out of order. I guess the crooks have now moved on to their new scheme. Looks like I will never see my money. I hope that they all go to hell at Vitech Financial Services. Hopefully, I will be able to find those bastards and sue the crap out of them (or one could only dream, right?).
Laurie
Chesapeake,Virginia,
U.S.A.
Update on Vitech Financial Services
#12Author of original report
Mon, February 12, 2007
Today will mark the 29th day since I have filed my clam and asked for my refund from Vitech. I have filed a report with the Better Business Bureau (or go to bbb.org). I called the number 866-815-8154 and went to their website www.vitechfinancialservices.com and both are now out of order. I guess the crooks have now moved on to their new scheme. Looks like I will never see my money. I hope that they all go to hell at Vitech Financial Services. Hopefully, I will be able to find those bastards and sue the crap out of them (or one could only dream, right?).