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  • Report:  #298004

Complaint Review: Wachovia Bank

Wachovia Bank charged for over drafts they suffle your account so they an charge Fort Pierce Florida

  • Reported By:
    ft pierce Florida
  • Submitted:
    Tue, January 08, 2008
  • Updated:
    Tue, January 08, 2008
  • Wachovia Bank
    www.wachovia.com
    Florida
    U.S.A.
  • Phone:
  • Category:

wachovia bank over charges my account offten. If i have 3 transactions come in and my account can cover 2, they charge 35 dollars for all three, take there money and bounce all mine. they do this offten.

In one month they charged me way over $1000.00, i feel this bank needs to be checked on and as i read more, i am not the only one.

Em
ft pierce, Florida
U.S.A.

1 Updates & Rebuttals


Jim

Anaheim,
California,
U.S.A.

It Is Not Just This Bank

#2Consumer Comment

Tue, January 08, 2008

Virtually every bank out there orders transactions is descending dollar order, not the order in which the transactions occurred. However, your issue is not with the bank, it is the debit card itself. Limit your use of your debit card to transactions that are $25 and more. Anything else - pay in cash. Couple this with making certain you keep a written record of your transactions, and you will greatly reduce the amount of overdraft fees.

If you decide to switch banks one day, you'll find the new bank will do the same thing. If all banks do it, then you as the consumer must adjust the way you bank so that you can avoid all of the unnecessary fees.

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