Wachovia Dealer Services , Wfs Financial Repos Car after only 40 day late Charlotte, South Carolina
My car was repossessed on 11/22/09, only being 40 days late I made two partial payments with the collection manager verbally and my car would have been update by 12/04/09, but instead it was repossess I experience rudeness, harassment and intimidation with several customer service rep all times of the day and night. I have seek legal counsel can anyone else join in for class action suit. Please email me
2 Updates & Rebuttals
Robert
Irvine,California,
U.S.A.
And...
#3Consumer Comment
Sat, November 28, 2009
I am really curious to what grounds you want to file the all mighty and powerful Class Action Lawsuit. If it has to do with them repossessing your car after only 40 days I am afraid you will be severely disappointed.
Because here is the reality. You borrowed several thousand dollars for a car on the promise that you would pay it back in a timely manner. Not paying them only when you can. Could they have given you more time yes, but they don't have to. Of course they could be like some other companies that will repossess your car after only being a few days late.
Flynrider
Phoeix,Arizona,
U.S.A.
Only 40 days late?
#3Consumer Comment
Fri, November 27, 2009
Obviously you haven't talked to legal counsel yet. You have no case, much less a class action. How late do you think you have to be before a lender can repo your car? Hint : It's less than 40 days.
There are a lot of criteria that lenders use to decide when to reposses. Past history is a big one, as is the current period of default. All but the slimiest bottom feeding lenders will let it go to 30 days (if you have a good payment history), but after that, all bets are off.