Wakefield And Associates Garnishment on a 5 year old case with NO WARNING Aurora Colorado
I received a packet from ADT today telling me that after 5 years of a judgment I was not aware of is now garnishing my wages!! I NEVER at any time in 5 years got any notification about this, the address on the paperwork is actually wrong, when I called the court that was stupid enough to issue this, again the address was wrong. How the hell do you suddenly after 5 years of NOT A WORD get to garnish my already taxed by another friggen garnishment paycheck??? EXPLAIN THAT??? I am already being garnished for 4 other peoples mistakes!!!
These people are vultures!!! HOW CAN THEY DO THIS WHEN THE INFORMATION THEY HAVE IS WRONG AND AFTER 5 YEARS????
Miki
Knoxville, Tennessee
U.S.A.
1 Updates & Rebuttals
John
Louisville,Kentucky,
U.S.A.
RE:
#2Consumer Comment
Mon, January 26, 2009
It should always be a matter of concern when bank accounts get frozen without any prior, advance notification. Judgments cannot come out of the clear blue sky and debt collectors cannot assess judgments on their own. Only a court can do this.....A process has to be followed: Officially serving you a summons....this is usually done by a sheriff. A court date is established and on that date you face your creditor. If they win and a judgement is assessed...only THEN they can freeze your bank accounts...
Many bottom-feeder debt collectors have figured out that if they "accidentally" serve you a summons to an old/incorrect address where they know that you won't be there.....that you will be a "no show" on the court date because you weren't aware of it.....Then.... boom....an automatic default judgement is assessed against you. This is how these bank account freezes usually occur out of the clear blue sky. When the time comes to assess the judgment, they have no trouble finding your "real" address.
It is illegal to deliberately serve someone at an incorrect address. This tactic is called a "sewer service" summons delivery. If you can document that you were improperly served, you may be able to get this judgement voided.