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Wells Fargo Bank Excessive overdraft fees They first pay the largest purchase, then charge $35 for each small purchase, totalling over $200 Goodyear Arizona
Wells Fargo will pay the largest priced purchase, then charge me $35 for each small purchase. When I called to complain, they said that they would charge me even if I was a penny over! Completely unreasonable and I believe that it is illegal. If anyone has a class action lawsuit agains Wells Fargo then contact me because I will fight them!
Pissedoffinaz
goodyear, Arizona
U.S.A.
3 Updates & Rebuttals
Resty
Waunakee,Wisconsin,
U.S.A.
I agree with the last poster
#4Consumer Comment
Sat, September 06, 2008
There is no rip here.
YOU opened an account at this bank
YOU signed the necessary paperwork agreeing to their terms and conditions
YOU use said account
YOU overdrew said account
THEY socked you with fees for said overage
WHO did WHAT wrong? Im betting if you look closely through ALL the paperwork you signed and agreed to when you opened this account , it does NOT say ANYWHERE in it that if you overdraw by MORE than $100.00 they'll hit you with fees......or they wont if you overdraw less than a certain amount? Im betting they dont offer anywhere in the paperwork that if you ONLY overdraw a little they wont care?
A penny..a thousand pennies.....a million.......it's allllllll the same to them.....OVERDRAWN.....money you dont have..
............and it allllllll equals NSF / ODF
Pay up bud...you lose
Edgeman
Chico,California,
U.S.A.
Where's the ripoff?
#4Consumer Comment
Sat, September 06, 2008
You overdrafted your account, plain and simple.
The fees are not only legal, you agreed to them when you opened your account.
Jim
Anaheim,California,
U.S.A.
Class Action Suit Done - Wells Fargo Won
#4Consumer Comment
Fri, September 05, 2008
They only had to change how they disclose fees in their agreement.
What you experienced is something all banks do - they all post transactions in order from largest to smallest. It's all in the account agreement you signed.
What you should do is stop using your ATM card as a debit card. They told you when you got it that using it was free of charge. Tell me, do you NOW think it was free to use it? I hope you said the answer is no because it cost you over $200 to find out...
Best of luck to you