Complaint Review: Wells Fargo

I was married in 1998 to Rod Willis, who had a mortgage with Wells Fargo on the residence that became the marital residence.  The mortgage was in his name only.  Shortly after our marriage, my name was added to the deed.  For the next 10 years, I paid the mortgage from my account, spoke with Wells Fargo employees and remained as an owner of record in the State of Delaware.  In 2008, Mr. Willis abandoned the marriage and stopped paying the mortgage.  I tried numerous times to speak to Wells Fargo about correcting the mortgage, however, suddenly, they would no longer speak to me.  I reminded them that I had spoken to them numerous times over the past 10 years and had even worked with them when Mr. Willis had allowed the home to go into foreclosure twice!  They refused to communicate with me.

Out of frustration, I filed a complaint with the Federal Reserve while the foreclosure was still active.  I filed my complaint and answered every email with information requested.   Wells Fargo contacted me and told me that if I cured Mr. Willis' late payments, the house would not be foreclosed on, but I would not have standing as an owner.  Wells Fargo responded to the Federal Reserve request for information/clarification and I was precluded from seeing their response because it contained "privileged" information.  The complaint died in the Federal Reserve.  A few months later, the Sheriff sold my home at a Sheriff's Sale.  The presiding Sheriff in New Castle County, Trinidad Navarro, did nothing to stop the sale.  ON the day of the sale I showed up and again told him my home was being sold without a debt to Wells Fargo.

I never signed a mortgage, promissory note or any other form of contract that would have made Mr. Willis' debt my own. The banks are taking property that hardworking citizens have paid for, through their "interest first' payment schedule.  Thieves in plain sight and no one cares.