Complaint Review: wellsfargojohn g. stumpf

John Stumpf CEO wellsfargo will carry responcibility if criminal charges get registered.I exercise victims rights.Here is so far what they did.They refused to correct flaws in the mortgage regarding inspection rights,regarding calculability of insurance costs.Thery refused to accept my offer to correct insurance price fixing,collusion aND rebating.I made a declaration of self insurance.

They also never had the courage to send a copy of the receipt of 40000 downpayment.

They also refuse to give me a principal reduction.Per July 2013 i was entitled to interest rate reduction down to 3% like everybody.I filed

accordingl;y in time, They do not want to hear it.

They also never disclosed to me ,who actually holdsd my note.

Here is what happens so far : My house  was initially financed by  World savings,they bankrupted,so Wachovia tope over and finally WellsFargo merged with Wachovia. The house was actually not inspected.The house was not insurable,but one insurance company toke me anyway so they can collect my money.FL state run Citixens choice was the insurance and was in process of de-populate the membership.Now in 2013 again they want to re-populate !I refused  to allow inspections due to

the FL statute trespassing law.Insurance dropped immediately,i declared selfinsurance,never acknowledged.

Behind my back in Jun 2012 they  purchased  lender placed insurance ,  their bloodrelated assurance specialty,benefits

 never showed to me . Assurance received  nregistered mail request to disclose the policy papaerwork that was taken out on my name.

Behind my back they let the escrow,packaged "tax and insurance" raise up several thousands ,on the principal !just added to the principal.

1 year later they decided to reveil their "trade secret" and i was billed  a rate 1.6 times higher than before.I immediately started  research,got all account history, and escrow account history.I found an insurer , that provided insurance , almost as high as force placed insurance.I purchased  that insurance, now valid until they drop me too,the house as  sold by World Savings Bank ,now under responsibility/liability  of Wellsfargo, is not insurable .I have good reasons to deny inspections.Mr John G Stumpf CEO had good reasons to honor my self insurance declaration. I decided to exercise consumer rihts ,not to pay a bill to a product i did not order and/or the value is not as it should be. I defaulted,respectively i paid monthly only the old payement amount. For Wellsfargo this is considered default.

I got harrassed on holidays and weekends with inspecors/agents "occupancy checks" and doornote "pay - up " etc. I have Alarm and taser 

remote 11000 volts ,for intruders ,these agents were lucky to be alive,in Florida ,we hold our grounds.I am title holder and trespassers 

can jeopardize their lifes if my safety appears thereatened. A clause ,to let intruders in , is  not lawful in a securization instrument.

Anyway ,i payed up , and i am still paying up.But I make regular counterclaims to WellsFargo

especially Mr J G Stumpf , in S.F. CA , i am scamed and need my restitution and punitive damages .I cant wait until the UAS Marshalls

let these CEOs (Ocwen,BoA,PNC,HSBCand about 5 others ) are put in handcuffs and  released for

"work" what they call work daily on a ankle bracelet. That's when Mr Eric Holder's attorney need to start  re-imbursing the victims and me.