Weltman Weinberg&reis keeps calling Cincinnatti Ohio
I got a call from this company the other night saying the number and nothing else. I called the number back from my caller Id and the I get a recording saying all the mailboxes were or are full even the operator which is strange. I did get someone supposedly name Edward Avery at ext 22710 which of course does not exist. On Sunday at 12:15 I recieved a call but I was not at home I arrived 20 minutes later to get the same thing again no response, mailboxes full and whatever else. I will not give out any personal or business information to this company, because for one they don't say who they want. The message is always pre-recorded and that is not the way I do business. Even if I do end up in contact with whomever is in this company if the debt is accurate I will not be giving any information out unless I talk to the original debtors and the police and a lawyer to find out my rights. I will not allow based on other sites and this one for my family, friends, enemies, job or anything else to disrrupted or scared into thinking they will get me to give up any information. If I take on any debt that is only my problem and I will be the only one taking care of it. It is shameful that the way the world is that so many vultures are out here trying to scam people that have little or no income. My feeling is beware of how you treat people, because it will always come back on you it may not be today or tomorrow, but it will happen.
Avh
DETROIT, Michigan
U.S.A.
9 Updates & Rebuttals
Fdcpaviolationswinner
Lockport,New York,
U.S.A.
Debt Ownership
#10Consumer Comment
Fri, May 01, 2009
In regards to whether the claim in question is still owned by the original creditor or debt buyer, one can get the answer by simply ordering a credit bureau report which consumers can do once a year for free. How can you tell if the account is with the OC or debt buyer?
Joe Consumer stopped paying on a $5000 Cap One card 2 years ago.
Owned by Cap One: Cap One tradeline will still show a balance of $5000 on CBR and read "account chargeoff."
Owned by Debt Buyer: Cap One tradeline will show a $0 balance and read "account sold".
If the account is sold, through discovery, that will increase the papertrail for WWR or any law firm and require more live witnesses which can potentially benefit the consumer/defendant.It costs WWR time and money bringing in live witnesses. One must attack the live witnesses job description,authenticity of account statements, period of time they held their job description and if the witness can prove to of had direct knowledge of your account at the time the creditor for the witness owned the account. This doesn't guarantee victory but depending on the debtors financial situation, WWR may decide to not continue with the proceedings and go after more passive debtors by withdrawing their claim. It's worth doing preferably with attorney representation.
Lastly, Bud Hibbs does offer excellent advice for consumers.He has different click on features meant to educate consumers and do benefit the naive consumers out there. He can also refer consumers through his networking to a local attorney to defend you. However, i do agree with the "ex employee" that copying and pasting Bud's opinions doesn't bring any firsthand collection experiences to the table. Whether a poster's comment is right or wrong, i personally would rather get a poster's personal comment on the report at hand. The copying and pasting of Bud's reviews are redundant on these agencies and again, don't offer any personal insights from the poster. i would just simply state "for good consumer advice, check out budhibbs.com'" and leave it at that. Just my personal opinion, nothing personal to Stacey.
Whitelight373
C,Ohio,
U.S.A.
Get an education, Stacey
#10UPDATE EX-employee responds
Tue, April 28, 2009
So, instead of thinking out a thorough, educated response, you've posted contact information for the company with some other consumer's opinion. Wow, you really got me with that one...
By the way, I'm NOT an employee, I don't work for them anymore and I don't really have any loyalty to the company...BUT I do care for uneducated, idiotic statements about something I know a great deal about...and I have a strong dislike for people who expect to get away with signing a contract then not paying their bills (who proceed to get mad when they are sued?!). Before you respond to that last part, I know nothing about your case or whatever B.S. excuse you may have, I'm just stating my own position in general. Next, I am one month away from obtaining my MASTER'S DEGREE in an unrelated field...which from your idiotic statements is, I'm sure, way more than you can say for yourself. You are clearly the bottom-feeder in this situation for making judgments about people and businesses you don't know anything about.
Stacey
Dallas,Texas,
U.S.A.
To the bottom feeder employee named whitelite
#10Consumer Comment
Tue, April 28, 2009
Yes this is a bottom feeder debt collector
here is some info from www.budhibbs.com
Weltman, Weinberg & Reis Co., L.P.A
Cincinnati
525 Vine Street
Suite 800
Cincinnati, OH 45202
(513) 723-2200 Cleveland
323 W. Lakeside Avenue
Suite 200
Cleveland, OH 44113
(216) 685-1000
Columbus
175 South 3rd Street
Suite 900
Columbus, OH 43215
(614) 228-7272 Detroit
2155 Butterfield Drive
Suite 200-S
Troy, MI 48084
(248) 362-6100
Grove City
3705 Marlane Drive
Grove City, OH 43123
(614) 801-2600
Web Address: www.weltman.com
-----
Bud Says Consumer Comments Below
Bottom feeder attorneys collecting for scavengers, filing lawsuits with pleadings and affidavits that fall into the wet ink' category of possibly being recently manufactured. WW&R work on a commission of what they collect and judgments they are able to obtain. Consumers are urged to vigorously defend any suits being filed by challenging the validity of their documents. Many WW&R court filings result from defendants failing to show; (always the wrong move). Always respond to a suit, show up in court, and challenge everything.
Debt buyers typically file suits that may be out of statutes, have improper pleadings, contain manufactured affidavits, and have no trail of ownership.
Any of these facts may be useful in a defense, which is why is it wise for anyone dealing with a bottom feeder litigator to respond aggressively, on time and armed with information.
Lawyers who deal with assembly line type bottom feeder attorneys tell me that in general they are lazy, make a lot of mistakes, take procedures for granted and are not always prepared for someone who did their homework. Make them work, or make them lose their case--they can be beaten.
Stacey
Dallas,Texas,
U.S.A.
To the bottom feeder employee named whitelite
#10Consumer Comment
Tue, April 28, 2009
Yes this is a bottom feeder debt collector
here is some info from www.budhibbs.com
Weltman, Weinberg & Reis Co., L.P.A
Cincinnati
525 Vine Street
Suite 800
Cincinnati, OH 45202
(513) 723-2200 Cleveland
323 W. Lakeside Avenue
Suite 200
Cleveland, OH 44113
(216) 685-1000
Columbus
175 South 3rd Street
Suite 900
Columbus, OH 43215
(614) 228-7272 Detroit
2155 Butterfield Drive
Suite 200-S
Troy, MI 48084
(248) 362-6100
Grove City
3705 Marlane Drive
Grove City, OH 43123
(614) 801-2600
Web Address: www.weltman.com
-----
Bud Says Consumer Comments Below
Bottom feeder attorneys collecting for scavengers, filing lawsuits with pleadings and affidavits that fall into the wet ink' category of possibly being recently manufactured. WW&R work on a commission of what they collect and judgments they are able to obtain. Consumers are urged to vigorously defend any suits being filed by challenging the validity of their documents. Many WW&R court filings result from defendants failing to show; (always the wrong move). Always respond to a suit, show up in court, and challenge everything.
Debt buyers typically file suits that may be out of statutes, have improper pleadings, contain manufactured affidavits, and have no trail of ownership.
Any of these facts may be useful in a defense, which is why is it wise for anyone dealing with a bottom feeder litigator to respond aggressively, on time and armed with information.
Lawyers who deal with assembly line type bottom feeder attorneys tell me that in general they are lazy, make a lot of mistakes, take procedures for granted and are not always prepared for someone who did their homework. Make them work, or make them lose their case--they can be beaten.
Stacey
Dallas,Texas,
U.S.A.
To the bottom feeder employee named whitelite
#10Consumer Comment
Tue, April 28, 2009
Yes this is a bottom feeder debt collector
here is some info from www.budhibbs.com
Weltman, Weinberg & Reis Co., L.P.A
Cincinnati
525 Vine Street
Suite 800
Cincinnati, OH 45202
(513) 723-2200 Cleveland
323 W. Lakeside Avenue
Suite 200
Cleveland, OH 44113
(216) 685-1000
Columbus
175 South 3rd Street
Suite 900
Columbus, OH 43215
(614) 228-7272 Detroit
2155 Butterfield Drive
Suite 200-S
Troy, MI 48084
(248) 362-6100
Grove City
3705 Marlane Drive
Grove City, OH 43123
(614) 801-2600
Web Address: www.weltman.com
-----
Bud Says Consumer Comments Below
Bottom feeder attorneys collecting for scavengers, filing lawsuits with pleadings and affidavits that fall into the wet ink' category of possibly being recently manufactured. WW&R work on a commission of what they collect and judgments they are able to obtain. Consumers are urged to vigorously defend any suits being filed by challenging the validity of their documents. Many WW&R court filings result from defendants failing to show; (always the wrong move). Always respond to a suit, show up in court, and challenge everything.
Debt buyers typically file suits that may be out of statutes, have improper pleadings, contain manufactured affidavits, and have no trail of ownership.
Any of these facts may be useful in a defense, which is why is it wise for anyone dealing with a bottom feeder litigator to respond aggressively, on time and armed with information.
Lawyers who deal with assembly line type bottom feeder attorneys tell me that in general they are lazy, make a lot of mistakes, take procedures for granted and are not always prepared for someone who did their homework. Make them work, or make them lose their case--they can be beaten.
Stacey
Dallas,Texas,
U.S.A.
To the bottom feeder employee named whitelite
#10Consumer Comment
Tue, April 28, 2009
Yes this is a bottom feeder debt collector
here is some info from www.budhibbs.com
Weltman, Weinberg & Reis Co., L.P.A
Cincinnati
525 Vine Street
Suite 800
Cincinnati, OH 45202
(513) 723-2200 Cleveland
323 W. Lakeside Avenue
Suite 200
Cleveland, OH 44113
(216) 685-1000
Columbus
175 South 3rd Street
Suite 900
Columbus, OH 43215
(614) 228-7272 Detroit
2155 Butterfield Drive
Suite 200-S
Troy, MI 48084
(248) 362-6100
Grove City
3705 Marlane Drive
Grove City, OH 43123
(614) 801-2600
Web Address: www.weltman.com
-----
Bud Says Consumer Comments Below
Bottom feeder attorneys collecting for scavengers, filing lawsuits with pleadings and affidavits that fall into the wet ink' category of possibly being recently manufactured. WW&R work on a commission of what they collect and judgments they are able to obtain. Consumers are urged to vigorously defend any suits being filed by challenging the validity of their documents. Many WW&R court filings result from defendants failing to show; (always the wrong move). Always respond to a suit, show up in court, and challenge everything.
Debt buyers typically file suits that may be out of statutes, have improper pleadings, contain manufactured affidavits, and have no trail of ownership.
Any of these facts may be useful in a defense, which is why is it wise for anyone dealing with a bottom feeder litigator to respond aggressively, on time and armed with information.
Lawyers who deal with assembly line type bottom feeder attorneys tell me that in general they are lazy, make a lot of mistakes, take procedures for granted and are not always prepared for someone who did their homework. Make them work, or make them lose their case--they can be beaten.
Fdcpaviolationswinner
Lockport,New York,
U.S.A.
How to frustrate Weltman Weinberg& Reis
#10Consumer Comment
Tue, April 28, 2009
WWR or any "law firm" is governed by the FDCPA. With that said, when they send you their initial communication letter, promptly send out a debt validation request letter certified mail return receipt requested. You need to send this letter within 30 days of the date of the initial communication letter. Save the green card as proof WWR received your request. They cannot communicate with or sue you until after the debt is properly validated. If they do, they are in violation of section 809 of the FDCPA. Sample debt validation request letter below.Do not sign your name either.
_________________
To Weltman Weinberg & Reis
From Joe Consumer
4/x/09
File # _____
I dispute the validity of your claim concerning the alleged ABC Credit account for x amount of dollars. I trust that this request for validation will be honored in full compliance with the FDCPA (section 809)
__________________
By doing this, while it doesn't guarantee they won't or can't validate, it atleast shows WWR you won't be a bendover default judgment debtor. At the very least, it stalls the collections process. Most judgments are default judgments where debtors ignore the notices, summons and don't appear in court. This shows them you are ready to fight and they may just put your account on the backburner and go after nonresponsive debtors. Again, they can't sue you until after they successfully validate.
OK, so they validate and request the court to serve you a summons. Depending on the jurisdiction, one has 20-30 days to respond. If possible, hire an attorney to defend you. If that isn't possible, familiarize yourself by googling these civil court procedures to frustrate WWR. This will force them to produce live witnesses, eliminate their sworn affidavit and make them go on a prolonged papertrail driving up their attorney fees and stalling the proceedings.
1) Sworn denial
2) Discovery
a) Production of Documents
b) Requests for Admissions
Worst case scenario, they win a default judgment. All is not lost. You can appeal (may or may not be approved by judge) the judgment which will prevent wage garnishment if permitted for unsecured credit card debt in your state and a new court date is set. Also, you can switch jobs after a default is won against you since any info subpoena can only be done once every so often (usually once a year in most jurisdictions).They can only garnish a check they can find. You should always close any open bank account to avoid bank levy and stop direct deposit at your POE as soon as you are served, not after a default is rendered against you. Better safe than sorry regardless of whether you end up losing or winning. Use money orders and cash to pay your bills if need be. Also, cash your paper paycheck at a check cashing store. The fee is a lot better than a bank levy.Your credit has been shot long before the judgment anyhow so bankruptcy is always an option. Make sure you get a certificate of completion form from a state approved CCCS company prior to retaining an attorney and filing chapter 7 or 13. If you have equity exemptions for your auto and home,you can still keep both. You can just wipe out all the unsecured credit card debt including WWR's judgment and WWR will of invested thousands of dollars in attorney fees with not a penny to show for it seeing as the debt is wiped out through bankuptcy.
Whitelight373
C,Ohio,
U.S.A.
The TRUTH, and why Jen is a moron
#10UPDATE EX-employee responds
Mon, April 27, 2009
First of all, "Avh", if you have little to no income, why did you incur a bill that you knew you could not pay? They will not leave on a message what the call regards because that is a violation of the FDCPA, and they need to speak to you in person to tell you what it's about. Secondly, they will not need for you to reveal your personal information, because they are authorized to pull a copy of your credit report, which will tell them everything they need to know anyway. Besides that, there are public records with all this information. Third, a debt is not only "your" problem...in order to incur a debt of any kind, you must sign a contract with a creditor stating you will pay back whatever you borrow. Hence, it's the creditor's problem as well, and they have the right to take action against you to get their money. You also mentioned "original debtors"...I believe you meant creditor, because a debtor is someone who owes money.
Jen: You are clearly uneducated. Next time you make comments on a public site, you should probably what you are talking about, so more informed people do not laugh at your inaccurate statements. First inaccuracy: they ARE a law firm, with licensed attorneys who have the authority to practice in many different states. Many of the attorneys are, in fact, highly acclaimed with their specific state bar associations. SECOND INACCURACY: I don't know how many times I have to correct this...they do NOT NOT NOT buy debt...EVER! All accounts come DIRECTLY from the original creditor...and they pay WWR to help them collect on the debt...OR WWR receives a percentage of whatever judgment is obtained against you. Hope that got through to you. You know NOTHING...clearly...from the rest of your statements. If a judgment has been obtained against YOU...it is because YOU have failed to provide adequate proof that you are NOT responsible for the debt. Oh, and if you call the original creditor, they will most likely direct you back to WWR, as they are PAYING WWR to handle the account. Regardless of who you pay, WWR will STILL receive a percentage of the profit...so nice try trying to be slick. Be informed from now on, and pay your bills.
Jen
Eatontown,New Jersey,
U.S.A.
BE Careful
#10Consumer Comment
Mon, January 26, 2009
I would recommend not responding to them. They are not a law firm, but a junk debt buyer. If you look at various consumer reports (just google them and check them out with Budd Hibbs website) they have been sued in all 50 states and banned from doing business in two and a few others were considering banning them, but I don't know if it ever went through.
The company has a history of falsifying records to alter the dates of a charge off. They have a history of attaching debts to the wrong person without indetifying that person as the account holder (i.e. barking up the wrong tree).
They also have a history of taking detailed notes demanding personal information such as social, phone numbers, bank numbers etc. before they give you information about why they are calling. I fell prey to this and they attached my social to a Jane Doe account from 1999. I am still fighting it 10 years later.
If you can find out who the original creditor is, call them and deal with them. If you owe the money - pay the creditor not WWR. WWR has reports on the web about not reporting payments to the original creditor.
Avoid them like the plague.