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  • Report:  #80958

Complaint Review: Westmoreland Agency AKA Capital One Bank

Westmoreland Agency AKA Capital One Bank re-aged a 12 yr old out of Statute debt and put on credit report and lied in violation of FDPCA Richmond Virginia

  • Reported By:
    — Capitola California
  • Submitted:
    Thu, February 19, 2004
  • Updated:
    Thu, February 19, 2004
  • Westmoreland Agency AKA Capital One Bank
    POB 85522
    Richmond, Virginia
    U.S.A.
  • Phone:
    888-2982919
  • Category:
    Credit & Debt Services

Capital One Bank, actually a unit of theirs Westmoreland Agency, put a 12-yr old chargoff they bought from Citibank on my wife's credit report. They re-aged it which is a violation of the Fair Credit Reporting Act. The debt of out of California Statute (1993) of 4 years. They never filed suit within the Statutory Time. Reporting it to a CRA like experian is a Fair Credit Reporting Act violation.

Greg
Capitola, California
U.S.A.

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