Whacovia cheated me and im not being evicted due to thier ripp offs, Internet
I MADE A $700.00 DEPOSIT TO A WHACOVIA BANK IN MIAMI FL. ON 02/05/2010. AFTER THAT I MADE SEVERAL DEBIT PURCHASES. BUT WHACOVIA KEPT PUTTING HOLDS ON THE DEBITS, INSTEAD OF TAKEN THEM OUT AUTOMATICALLY. WELL AFTER THAT ON 03/30/2010 I WENT TO BRANDMART USA. I PURSHASED A CMPUTER TOWER. I GOT HOME AND CALLED THE WHACOVIA AUTOMATED SYSTEM. I HEARD I WAS OVERDRWAN BY $104.00 WELL I SAID TO MYSELF WELL ITS POSSIBLE. A FEW DAYS LATER I CALLED AGAIN AND I HEARD THE AUTOMATED SYSTEM MY ACCOUNT WAS OVERDRWAN BY $833.05 I SAID OMG!!!!!!!!!!! HOW COULD THIS BE POSSIBLE. WELL I STARTED LOOKING ONLINE AND ABOUT 2 DAYS LATER I SAW A NEWS ON AOL THAT SAIS, WHACOVIA BUSTED FOR MONEY DRUG LAUNDERING. I SAID OMG! AND THEY TAKE IT OUT ON CUSTOMERS BY CHARGING THIER ACCOUNTS AN ENOURMOUS AMOUNT OF MONEY. WELL TO MAKE A LONG STROY SHORT. I GOT YESTERDAY A 3 DAY EVICTION NOTICE FROM MY LANDLORD CAUSE I COULD NOT PAY MY RENT DUE TO WHACOVIAS RIP OFFS AND ABUSE. TODAY I HAVE NO PLACE TO GO. NO HELP OR ASSISTANCE FROM ANYONE , CAUSE I HAVE CALLLED EVERYWHERE INCLUDING THE CAMILLUS HOMELESS PREVENTION PROGRAM. AND A LADY THERE NAMED KAMY. WAS VERY DISCRIMINATING ME AND RASISTS. SHE HAS ASKED ME FOR A TREMENDOUS AMOUNT OF DOCUMENTATION KNOWING THAT IM DISSABLED AND WITH NO TRANSPORTATION. AND THIS IS ONLY A BIT OF THE STORY. I CANT KEEP ON DUE TO THE SEVERE PAIN IN MY 4 HERNIATED DISKS AND A FRACTURED COXXIZ BONE. SHE DID NOT CARE OF MY SICKNESS SHE DID NOT CARE OF MY PAIN AND SORROW.NOT ONLY WHACOVIA RIPPED ME OFF BUT THAT LADY NAMED KAMY AT CAMILLUS HOUSE DISCRIMINATED ME. SO WHAT IM I GOING TO DO? ONLY GOD KNOWS WHATS GOING TO BECOME OF ME. CAUSE MY PHONE WILL BE TURNED OFF TOO , MY ELECTRICITY. AND I CANT EVEN GET TO THE DRS. OFFICE TO PUT THE INJECTIONS IN MY SPINE. ALL BECAUSE OF WHACOVIA. I NEED A LAWYER. CAN SOMEONE HELP ME PLEASE?
1 Updates & Rebuttals
Ronny g
North hollywood,California,
USA
Possible help.
#2Consumer Comment
Fri, April 09, 2010
I have had my share of problems with Wachovia in the past, they can be pretty ruthless. However, it seems that you did overdraft the account by being a little careless. It doesn't matter what the online statement says, that statement jumps around like a slot machine, the balance goes up and down and sideways so it is very important that you keep an accurate account of what you spent, and to make sure check deposits have cleared before spending.
With that said, where you may get some money back, is when the current lawsuits are settled or won. Because chances are you did not elect to enroll in courtesy overdraft protection. If you were not enrolled into this "protection" automatically by the bank, the debit card would have been declined at the point of sale, and no fees would have resulted and going into overdraft would have been avoided.
There is a law going into effect soon to prevent this, as a matter of fact I got an email from Chase Bank today asking me if I want to enroll since they no longer can auto enroll customers, of course I declined, I will NEVER have a reason to overdraft my debit card so why do I need that "protection" which only lines the banks pockets in the event?
So really it is tough to place all the blame on Wachovia for your eviction notice, but it is not tough to see that the practice of excessive check clearing times, deceptive "available" balance on the statement, "auto enroll" overdraft protection combined with transaction manipulations.... certainly contributed.
Info on lawsuits...
Due to abusive and excessive overdraft fee policies and practices, plaintiffs' counsel announced that bank customers have filed a series of nationwide class action lawsuits against Bank of America, Wachovia, U.S. Bank, JPMorgan Chase and Citibank. The complaints were filed in the United States District Court for the Southern District of Florida in Miami, where all federal lawsuits brought against the banking industry for abusive overdraft fees have been coordinated before the Honorable James Lawrence King.
Bank customers assessed overdraft fees who wish to learn more about this litigation should visit [www.bank-overdraft.com] where they can submit their complaint to plaintiffs counsel.
Contacts
Lieff Cabraser Heimann & Bernstein, LLP
Michael W. Sobol, [415-956-1000]
or
Bruce S. Rogow, [954-767-8909]
Permalink: [http://eon.businesswire.com/news/eon/20091020005332/en/fee/overdraft/lieff-cabraser]