WILCOX FABRICS AND PRINTS, Lyord Williams ripoff Internet
January, 2006
To Whom It May Concern
I realized that I have been scammed through the internet by Mr. Lyord Williams. It started when I posted my resume on the internet, hoping to get a job. I have been out of a job for a while and was vulnerable. Mr. Williams, e-mailed me, stating that he found my resume on the internet and offered me a part-time position, working at home. He stated that I could keep 12% of what I received from his clients.
I accepted thinking it was a legit job and he sends me an application. I filled out the application with my demographic information including, my social security number and e-mailed it back to Mr. Williams. He stated that he inherited from his uncle a company called Wilcox Fabrics and Prints a year ago. The company produces various clothing materials, batiks, assorted fabrics and traditional costume and they supplied weekly to the United States.
Mr. Williams stated that he was always facing serious difficulties when it comes to selling to Americans, because they are offering to pay with money orders or cashier checks, which is difficult for him to cash in the United Kingdom or Africa and that it takes a longer time for the money orders to clear and that it was no good for the business, because he needed to buy more supplies for the business. And he also stated that he needed someone that he can trust, in the United States to fill in this position. Because it would take a shorter time for the money orders, to clear.
The job description was that I was to receive a Federal express mail with money orders in my name from Mr. Williams's clients. I was suppose to deposited them in my bank account until it cleared. Then I was to wire it through western union to two different people as he instructed.
Mr. Williams said that when he receives money order it takes a long time for it too clear, and that is why he will be sending the money orders to me in my name so that I could deposit them in my bank account so they can be clear faster.
On 12/22/05 I received a FedEx Pak dated 12/19/2005 from Sandra Cole, address 250 Rue Du Commerce, City ABJ, Country CI, tracking Number 8554 9279 2526. Inside there were six money orders from WalMart financial services Issuing Agent 2635, all dated 12/12/05, in the amount of $925.00 each the money orders number are 5441567651, 5441567652,5441567653, 5441567654, 5441567649, 5441567650. Purchaser signed as Roger Fountain, 1405 University Ave. Huntsville Tx 77340.
On 12/23/05 I deposited these money into my account. On 1/02/2006, I saw on the internet that the money cleared in my account and figure it was legit. So I took the money out and send $2,641.30 to Seun Bams at 9 Creek Road, Ikoyi, Lagos, Nigeria - 23401 and $2,000.00 to Cynthia kelvin at the same address.
I have worked in a collection dept. and have never been scammed. At first, I though it was weird, but since I had little or no money in the bank I thought I have nothing too loose because I trusted the bank and thought that if it was scammed the bank would not clear it. And I went along with it. The money order looked real, I did not know that Wal-Mart sold money order, this was new to me, so I call Wal-Mart to check if they sell money orders, they said yes.
Knowing that Wal-Mart does sell money order and these money order looked real I took them to the bank and deposited them into my account. I was thinking, the banks are experts in these things and if these money orders are not real the bank would not clear them, they would let me know that they are not real and return them back to me. It took six working business days for it too clear. I proceed with the instructions that Mr. Williams gave me. I took the money out and sent it through western union to the names he had given me.
On 1/4/2006 in the evening I went to withdraw some money from my account, only to find out that my account had insufficeint funds. I went to the bank the following day to find out why, they stated that my account had an overdraft, they told me that the money orders came back, as counterfeits.
I was shock, I could not believe the Experience Bankers, would clear the money order and turn around and say the money orders were counterfeits. If they had not cleared the money orders, yet they put the money in my account as a courtesy, I would not have any money to take out, or, to send anywhere.
On the 6th. of January I receive a letter stating Notice of Insufficient funds. The bank is saying that I am responsible for the money I took out. I say the bank is at fault, they are the one who cleared the money orders without checking if it was counterfeit or not, they are the one who put the money in my account giving me the ok to spend it or to do whatever I want with it. I am not an expert on these things, but the people that work in the banks are.
Now, the little money I have in the bank to pay my rent and other bills are frozen in my account, they even went to the extreme of reversing charges from December. Now I have to pay the rest or they will sue me. I feel I was let down by the bank. It wasn't enough that Mr. Williams used me, the bank messed up and they want me to pay for it. I don't think this is right. I need some Legal help and I don't have any money.
I want to know what action can I take, to clear my name and stop this counterfeiter, Mr. Lyord Williams, so this will not happen to anyone else.
I received my next assignment from Mr. Williams, FedEx, from another clients by the name of Chris John, same address 250 Rue Du Commerce, Tracking Number 8547 7392 8688. It had 6 money orders of $925.00 each, dated 12/13/2005, # 5396388595, 5396388596, 5396388597, 5396388598, 5396388599, 5396388600, purchaser Roger Fountain, address 1405 University Ave., Huntsvilles, Tx 77340, send me another set of six money orders for the same amount from Wal-Mart, to be deposited in my account, so that it can clear and to be sent to the same people in Lagos Nigeria.
I have not told him about the status of the money orders. I told him that I deposited the money orders. I told him this because I needed time to get help. So far I have received no help. I have these money orders in my possession, awaiting for help from the anyone.
I went to the 52nd present, to file the compliant, spoke to detective Michael J. Weiner, he has been giving me the run around for two weeks and after two weeks he told me over the phone, when I called him, and specifically told me that he was not going to write the report. He has not helped me in any way what so ever. I called the present and spoke to Detective Torres, he also did not want to help me, he stated the Detective Weiner must of had a reason and told me to call or come in with my husband and speak to detective Weiner. I know that detective Weiner does not want to help me and I did not bother with him again.
At this moment I am living in fear. If I hear a sound in my apartment I am afraid, and I just break down and cry. No one has been there to help me.
PS. I received an unusual call from Johnson, Joseph from 347-879-7857, he was whispering to someone, I couldn't tell what they were whispering about but it sounded very suspicious, on 1/17/2006 at 4:47 pm.
Yvette
Bronx, New York
U.S.A.
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