Complaint Review: Wilshire Credit Corp

I purchased a home mortgage from National City after my husband passed away 6 months earlier. We had taken bankrupcy the previous year, but I could not wait to move and had to buy.

I purchased the mortgage in two seperate loans. One for the down payment and one for the home. Two payments later National City sold to Wilshire Credit.

They then insisted that I was behind on a payment because I had made the payment to National City. Now they have raised my mortgage payment $350.00 they say to cover escrow accounts, even though the taxes and insurance has not went up.

There is no way I can make these morgage payments. I am going to loose my house and the only way I see out is to go to sleep and let the insurance pay off the house.

I am a widow with bankrupcy on her record, I have no way out. Help Me please. I don not know where to turn.

Marlena
Decatur, Illinois
U.S.A.