Complaint Review: Woodforest Bank Klein Bank

Both these banks and many others I am sure rip you off with the over draft fees.

Both of these banks make sure that if you have enough money to pay for one high amount that comes through your account or enough to pay for 5 small amounts to come through they will pay the high item and then charge overdraft fees for the five items so they make more money!
as far as I am concerned they don't have a right to decide how my money is spent! If you check your bank I am sure they do the same thing.

When they process checks or charges they start with the most expensive item and then the smallest is last this way if you are one day away from a deposit they can charge you for overdraft fees on more items then if the smallest went through first. I had a three hundred dollar check out and five small amounts out around 15 to 20 dollars each but I only had 320 dollars in the bank when the checks all came in at the same time they paid the 300 dollar check and then the five items they also paid but charged me 5 nsf charges.

If they would have put the small amounts through first then I would have had one nsf charge. The banks do this to rip you off and to make more money! I think there should be a law against this and that they should have to put smallest to largest through in that order.

Traci
Spring, Texas
U.S.A.