World Benefits credit card scam - took $299 from my checking account and promised a Visa Gold card with limit of $3000. Nebraska *UPDATE... World Benefits contacts Rip-off Report. REFUNDS will be given to unsatisfied customers *EDitor's UPDATE 2-20-04!
I received a phone call offering a Visa Gold card with a $3000 limit and an APR of 7%. They said the only fee was a "lifetime fee" of $299. They stated I should receive the card within 15-20 business days from the date my checking account was debited for the $299. I have never received the card, I phoned them and the phone number has been disconnected now. I did reach them on the phone earlier and was told that there had been a delay in processing and I should be receiving the card. I did try to email them through the email address I received from ripoffreports.com, but my email would not go through, because their email was over capacity. Imagine that!!
Deanna
Holdrege, Nebraska
U.S.A.
EDitor's UPDATED info 2-20-04: Rip-off Report is still receiving complaints that they are not receiving the refunds as promised. Rip-off Report has been in contact with the Company and has made them aware of these issues. They have assured us that refunds are being given to those who are providing them with all the correct contact information requested by them. They have also provided confirmation/proof of over 2,600 refunds to date, on a spreadsheet, and Rip-off Report staff called and verified more than a dozen consumers at random, all very pissed off, but, they all did get their refund. The company again apologized for the delay and reported that credit to your account could take as long as 4-5 days. As we understand it, this company only does the processing for all the other companies, so they are at the mercy of those companies funds, further delaying your refund.
Rip-off Report is hoping they will live up to what they have promised, we think they will, ..we'll see. We will continue to investigate more into this situation, and we will eventually post an UPDATE to the main Report at this web address: https://www.ripoffreport.com/view.asp?id=76605
Please be patient, we can only tell you what they are telling us.
ED Magedson
EDitor@RipoffReport.com
badbusinessbureau.com
CLICK HERE to see how World Benefits contacted Rip-off Report, stating they will give REFUNDS to unsatisfied customers.