WTS - Allpreapproved.com ripoff, I told them I didn't want their service, they debited my account 2 days later anyway, refuse to put it back. consumer rip-off fraud - online. Internet
They send you e-mail saying your guaranteed approval for what they make it seem as, one specific card, for a one time fee of $49.95 you get a credit limit up to $5000 & an on-line purchases card. But once you give them your bank account information, a page come up that says "choose from any of these cards". All these cards are with outrageous fees that if anyone was willing to pay - THEY WOULD GET APPROVED ON THEIR OWN - just for conceding to their fees.
I immediately closes that credit card page and told them I did not want their service, and to DO NOT CHARGE MY ACCOUNT. The next day they sent me an invoice stating it was alright to charge my account, and if there was a problem, e-mail them. When I hit reply, there is a problem, I told you I did not want your service, we wound up e-mailing each other back in forth for 2 days when I noticed they debited my account anyway and refuse to give it back.
They have No address or phone number to get a hold of anybody. I did file a report to the FTC (thank you Fox 8) from this site. on this last week
Tracy
Cortland, Ohio
3 Updates & Rebuttals
ray
san jose,California,
U.S.A.
Information about allpreapproved.com
#4Consumer Suggestion
Thu, January 09, 2003
I received an email from them and out of curiosity decided to do a little research. I realized immediately it was a fraudulent site based on a few clues:
1. no physical address
2. no phone number
3. ridiculous request for information
not needed for its services
4. all information being requested could be used for identity theft
I did some further research to see if where the website was being hosted and to see if I could get it booted from the web.
go to the following site:
http://www.whois.com
type in the name of the domain name for the company, i.e. allpreapproved.com
i found out the following information:(note: i'm guessing all this info is probably bogus also i called the number just for kicks and just got a recording not mentioning any company name)
Domain Name: ALLPREAPPROVED.COM
Registrar: TUCOWS, INC.
Whois Server: whois.opensrs.net
Referral URL: http://www.opensrs.org
Name Server: NS2.MACH10HOSTING.COM
Name Server: NS1.MACH10HOSTING.COM
Updated Date: 10-dec-2002
>>> Last update of whois database: Thu, 9 Jan 2003 05:06:33 EST
The Registry database contains ONLY .COM, .NET, .ORG, .EDU domains and
Registrars.
Registrar Whois Information
Registrant:
ALLPREAPPROVED.COM
9130 JOLLYVILLE RD.
SUITE 369
AUSTIN, TX 78759
US
Domain Name: ALLPREAPPROVED.COM
Administrative Contact:
ADMINISTRATOR, SITE SUPPORT@ALLPREAPPROVED.COM
9130 JOLLYVILLE RD.
SUITE 369
AUSTIN, TX 78759
US
512-420-9163
Technical Contact:
ADMINISTRATOR, SITE SUPPORT@ALLPREAPPROVED.COM
9130 JOLLYVILLE RD.
SUITE 369
AUSTIN, TX 78759
US
512-420-9163
The Fraud Chick
Ethics,Arkansas,
Ask for an ACH fraud form...
#4Consumer Suggestion
Thu, May 16, 2002
Tracy,
There's a little more to it than that, but basically that is what you have to do. Go to your bank and fill out an ACH (Automated Clearing House) fraud complaint form. Be detailed about the scam and be clear that you did not authorize the debit. The bank will ask you how the they got your bank account number; be ready to answer that.
Then, ask your bank to place an ACH debit block on your account or change your account number to prevent further debits.
Good Luck
Larry
Phoenix,Arizona,
Go to your bank NOW!
#4Consumer Suggestion
Wed, May 15, 2002
Tracy,
Go to your bank in person and tell them in no uncertain terms that you did not authorize this withdrawal from your account and that you want your money back.
The bank will have you fill out some forms and you will eventually get your money back.
Do not wait as there is normally a time limit on how long you have to report problems to your bank.