Complaint Review: Your Choice Credit Solutions

I received a call one morning in February stating their name as Your Choice Credit Solution and that they in a joint venture with your bank. They say they have a credit card worth $2500.00 for you. They go on to say that included is a free trip for 2 to Europe, free tax advice for 30 day and $15.00 a month after that, free long distance for a month and a $19.00 activation fee and $30.00 dollars a month after the free 30 days. The one time fee for the card was $249.00. Then they try and get me to get a card for my wife and son.

I told the guy what does a 9 year old need with a credit card. I later find out that each addotional card was $249.00 also. They called me a good time early in the morning and I was under a Niquill induced coma like sleep when he call. It was a Indian speaking guy who said the bank had sent my information to him. He had the routing number to the bank and the first 2 numbers of my checking account.

He stated that the rest of the numbers didn't come through clearly. I was still 3/4 sleep and rattled off the numbers. After waking up I started to argue with the guy. He wanted my drivers license number. So I gave him a dummy number and a dummy SS#. Any fool would have known these numbers were bogus. After arguing and telling him I wanted no part of this and threated to pimp slap him if he was in front of me, he hung up. I got on line to check out their site, it was not found, so I called the bank and tipped them off. I went down to the nearest branch and told them what happened. A lock was put on my account by security.

Bank security called me a hour later saying the guy had called wanting to verify funds. As I was on the speaker phone with bank security he called again and they ask him his name and it was George. They told him the account was closed. I got a new account opened that same day.

Randy
Miamisburg, Ohio
U.S.A.