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zachary gonzalez SCAM ARTIST riverside, California
I am in a bad spot due to Pacific Loan Solutions and Zachary Gonzales. On 8/10/2009 I met with PLS who gauranteed they would get me the modification I needed in order to keep my home. At the time I was not behind on payments. After paying them $5,709.00 for their services they verbally instructed me to stop making payments until the trial modification was in place. Being an attorney and a firm that specialized in the arena I followed instructions and stopped making payments. I was granted a foreberance by my mortgage company which lasted approx 6 months. After the 6th month I received a letter in the mail stating I was declined for the modification due to failure to submit requested documentation. I attempted to track down PLS and found myself across the complex in the hands of SAM who informed me PLS was gone and that Zachary Gonzalez fulfilled his dutied by getting me the TRIAL modification. (Why the hell would I have ever paid over $5,ooo for a TRIAL? I could have done that on my own) Anyway, I dont even recall how but I tracked down Zacharys office and left message after message for a week or two. I finally received a calll back from MARIAH. She had me come into the office, We met on 6/18/10 and she took all of my information again, apologized for the wrong doing by PLS and Sam but promised me her and Zachary Gonzalez would finish my modification 100% this time but I owed a $1,500 MOD RESUBMISSION fee. I wrote them a check and trusted things would be taken care of. I continued sending her updated information. It had been 2 months and I had not heard from her, Zachary or my mortgage company. So I called my mortgage company and filed a dispute against their prior denial of my loan modification. They sent me the modification package directly. Once I received I attempted to contact MARIAH and ZACHARY without any luck. I had 3 days to submit the paperwork so I did it on my own. A few weeks later I received a certified letter that my home was in FORECLOSURE. I immediately called ZACHARY, no response so I got in my car and drove to his office. I went to his floor and spoke to Karena Lopez at the front desk who informed me he was shut down by the CA Bar. NOW WHAT? I have paid $7,200 in total and Zacharys name is on all the paperwork. I am a single mother with 3 kids. I can not lose my home. I make enough money to afford it but PLS and Zachary Gonzalez, due to their professional advice, have me in a HOLE owing almost $30,000 and now my home is in foreclosure as of end of Aug 2010. I am trying to work with my mortgage company directly but have not had much luck. I will not take this lying down. I want to fight and fight hard. This is WRONG. I want to file a complaint eveywhere possible, I want to go to the MEDIA and I want to be a part of a CLASS ACTION LAWSUIT. LETS UNITE AND PUT THESE F*&#$%S away.
All that being said, I fear for all of my information they have and what they plan on doing with it. I feel very unsecure at this point