Zwicker & Associates Threats to take my house, my land and my job Multiple Cities Andover Massachusetts
First let me say that I have legitimate debt with the original creditor. I have had extreme health set backs and consequently debts which have left me unable to make monthly payments to more than one creditor. I have hired a debt liquidation company for assistance. We are just getting started.
Zwicker has made contact with me 3 times so far. Each time I try to explain that I am not refusing to pay my debt, I'm working with a company to negotiate a payment to the original creditor. They kept telling me that the original creditor doesn't negotiate with my company and that my account has been turned over to them. At the end of phone call #1 we had reached an em passe.
I have received a letter from Zwicker that threatens a lawsuit and suggests how DUMB I will look in front of a judge.
Today was the worst call ever. I'm pretty sure the guy failed to tell me that he was NOT an attorney, but I told him the same thing I've told the others. He kept pressuring me for payment and when I explained that I am quite literally broke, he started threatening me. He threatened my house, the land it sits on and my job.
I told him actually I yelled at him that I am trying to work out a settlement - but he had already hung up on me.
I went online to see what I could find out about them and that led me here. Several other posts have given me ideas on what I can do - so I feel there is some hope!
Thanks to everyone who has offered suggestions and if you have any more I will continue to monitor the board.
Judie
Beatrice, Nebraska
U.S.A.
4 Updates & Rebuttals
HannaH8R
Georgia,USA
Info. vs. Hanna
#5Consumer Comment
Fri, February 18, 2011
See below for info. on where to look for sample do-not-call letters vs. Zwicker, and how to fight Zwicker lawsuits and WIN (feel free to post on here too for more info.):Info. for fighting Zwicker lawsuits: http://www.beatdebtcollectors.com/ Zwicker consumer complaints and blogs: http://nextlevelunlimited.net/ http://www.ripoffreport.com/Search/Zwicker.aspx Submit a Georgia (or search for your state bar site) bar complaint vs. Zwicker attorneys: http://gabar.org/contact_the_bar/
Stacey
Dallas,Texas,
U.S.A.
No need to change your Number
#5Consumer Comment
Sun, June 07, 2009
Just send them a cease communications letter via certified mail with return receipt requested - keep copies
NEVER ever talk to a third party scum bag collection agency on the phone
visit www.budhibbs.com and learn your rights
Stacey
Dallas,Texas,
U.S.A.
No need to change your Number
#5Consumer Comment
Sun, June 07, 2009
Just send them a cease communications letter via certified mail with return receipt requested - keep copies
NEVER ever talk to a third party scum bag collection agency on the phone
visit www.budhibbs.com and learn your rights
Steph
Minor Hill,Tennessee,
U.S.A.
Tell him this the next time he calls
#5Consumer Comment
Sat, June 06, 2009
If you have caller Id and the # shows up on it do not answer it. He cannot take your home or land also your job. If some like that calls me residence on that load of BS I would tell him what he can kiss and hang up then I would call the phone company about putting a block on thier # so they can no longer harass me. If it does not show up I would have them tell the caller that you do not take calls from blocked calls. You do not have to talk to them folks like this cannot be trusted