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  • Report:  #581744

Complaint Review: Bank of America - pasadena California

Reported By:
marian - pasadena, California, United States of America
Submitted:
Updated:

Bank of America
Bank fo America, Colorado Ave, Pasadena, CA pasadena, 91106 California, United States of America
Phone:
Web:
Categories:
Tell us has your experience with this business or person been good? What's this?
I have a $10,000 credit card debt - lawyers fees for a divorce - that I switched from a another credit card company because my branch of Bank of America in Pasadena told me they could get me a 0% initial APR and a lower rate after the introductory offer.

I paid $300 to change to transfer the balance to Bank of America Visa. I have had nothing but cheap tricks - charging $39 fines for a payment that is late because it posted a few days after the payment was made (even though the payment is between a Bank of America Account and the banks Credit Card), suddenly putting the APR up without telling me or giving a reason requiring lengthy phone calls, visits to the bank etc.

I expected my rate to go up when the introductory offer was completed - but not 17 points. I called to say I was struggling to pay this off, I am a good payer and if the rate can be lowered to 5% I can continue to make the payments and pay it off. They were not interested and shovelled me off onto a third party debt management company that spent an hour of my time asking a thousand questions about my finances - and then gave me three alternnatives:

1. Go bankrupt,
2. Get a $300 cheaper apartment and a second job at Walmart,
3. Pay the third party company $300 per month to negotiate with Bank of America for the 5% that would make the credit card affordable for me (although they said I couldn't afford their fee).

Thanks Bank of America - way to go! So nice to see you looking out for the little man.


13 Updates & Rebuttals

Karl

Highlands Ranch,
Colorado,
United States
PROTESTER SONG 163

#2Consumer Comment

Wed, May 24, 2023

Will be submitted in the comments section at Ripoff Report #92641 soon. Just type in 92641 at this site and that will take you there.

Thank You

WELCOME TO THE INTERNET- NOTHING IS GOING TO STOP THE TRUTH FROM PREVAILING


Karl

Highlands Ranch,
Colorado,
United States
PROTESTER SONG 162

#3Consumer Comment

Tue, May 23, 2023

USA IS A LIE (This is being submitted at Ripoff Report #581744)

Anyone can go to Bing and type in: SATURDAY IN THE PARK- LEONID AND FRIENDS YOUTUBE, and sing the following lyrics to that song, right?

Intro...

USA..is a lie

Controlled by Wall Street bankers and goons

Greedy men..on Wall Street 

All of them are great big buffoons 

Food’s expensive, rents keep rising

A man selling Bitcoin

Defrauding everyone

Please text Harry, then tell your momma

Sell your stocks now (hurry up)

’Cause global markets will be crashing

By September 

Another week..on Wall Street 

The banker goons keep making more cash

Another week..on the web 

We see the News and so many cry

Deep corruption, fraud and evil

A guy shooting people

It looks like we are doomed 

We need Law and we need order

Will it happen (no, it won’t)

’Cause we keep seeing so much bad crime

Here to stay

Wall Street’s a Ponzi, hurting good folks every day

A bad man still can ‘short’ stocks and make big pay

Listen people don’t trust the Cops

Money now lost, oh no, no

 

 

Planet Earth..is a lie

Controlled by Central Bankers and goons

Greedy men..in our world

Each one is a great big buffoon 

World’s in chaos, people starving 

A man selling Crypto

Defrauding everyone

Please text Billy, then text your sister

Sell your stock now (hurry up)

’Cause global markets will be crashing

Real soon...........


Karl

Highlands Ranch,
Colorado,
United States
PROTESTER SONG 162

#4Consumer Comment

Mon, May 22, 2023

Has been composed and will be submitted in the comments section at this Ripoff Report. (Ripoff Report #581744)

Somehow PROTESTER SONG 161 was posted in the comments section at Ripoff Report #1519492. Let’s hope that the ones who are manipulating my iPad allow the next Protester Song to be posted at Ripoff Report #581744.

WELCOME TO AMERICA- IF YOU HAVE AN IPAD YOU CAN BE CERTAIN THAT THE ONES ULTIMATELY IN CONTROL CAN HAVE THE NSA, FBI, OR CIA MANIPULATE WHAT YOU’RE DOING ON THE WEB IN ORDER TO PROTECT THEIR BOSSES AT THE WALL STREET BANKS, ETC.


Karl

Highlands Ranch,
Colorado,
United States
This is an open letter to Mr. Brian Moynihan, CEO of Bank of America:

#5Consumer Comment

Mon, May 22, 2023

Is available at this site. Just type in: CEO SHAME, and it appears in Consumer Comment #42 at Ripoff Report #555030.

Thank You

*****Anyone in the world can type in 1519492 at this site and sing PROTESTER SONGS that appear in the comments section at Ripoff Report #1519492.


Karl

Highlands Ranch,
Colorado,
United States
COUNTRY’S COLLAPSING

#6Consumer Comment

Sun, May 21, 2023

Is the title to PROTESTER SONG 159

Just type in 1519492 at this site and it appears in Consumer Comment #67 at Ripoff Report #1519492.

Thank You

WELCOME TO AMERICA- OUR COUNTRY IS COLLAPSING BECAUSE FRAUD, GREED, DECEPTION, MANIPULATION, EVIL, DARKNESS, TRICKERY, DEEP CORRUPTION, AND THE CONSTANT PURSUIT TO FINANCIALLY INJURE AND PHYSICALLY INJURE AS MANY INNOCENT PEOPLE HERE AND ALL OVER THE WORLD HAS BECOME THE FOUNDATION OF OUR GOVERNMENT & WALL STREET, AND THOSE WHO ARE ULTIMATELY IN CONTROL OF THE GOVERNMENT AND WALL STREET

Have a relaxing Sunday.

 


Karl

Highlands Ranch,
United States
Interest rates in America are...

#7Consumer Comment

Sat, August 27, 2022

on the rise. Credit card interest rates are rising. Interest rates on automobile loans are rising. Interest rates on HELOC’s (Home Equity Lines Of Credit) are rising. 

Stock values are falling, and in some cases, plunging. Americans are watching their Retirement Accounts (401K’s & IRA’s) lose value as the stock market goes down. On Friday August 26, 2022 the Dow Jones lost 1,008 points. The Dow lost a total of 1,422 points last week. Over a Trillion dollars in value gone in one week!

Food prices and apartment rents are spiraling out of control. The vast majority of Americans are suffering and the politicians are sending Billions in aid, mainly in the form of weapons, to Ukraine. Europeans are suffering with high utility bills and food costs. Winter is approaching and many will be freezing while their politicians listen to what the corrupt people who ultimately control America say.

It’s an exciting and uncertain time to be living in America and in Europe today. It appears that what took place in September of 2008 could happen once again. The stock market is once again showing weakness and volatility. Let’s hope that our elected officials who are supposed to serve and protect us will come up with a solution soon. Otherwise the USA and Europe could be plunged into a severe Recession or even a Depression.

Thank You

*****GLOBAL STOCK MARKET ALERT: Make sure to type in 1512122 at this site and read Ripoff Report #1512122 and all of the Updates for extremely important information and spread it all over the worldwide web.

”Knowledge is Power”

POWER TO THE PEOPLE

 

Report Attachments

Karl

Highlands Ranch,
Colorado,
United States
Marian,

#8Consumer Comment

Tue, November 30, 2021

Do you think that it is possible that the ones who manipulated the price of oil for profit back in 2008 in order to keep their companies afloat would decide to manipulate the health of the entire human race by spreading a virus all over the world, which would create a short-term economic boom for Wall Street before the next Global Economic collapse? Feel free to share your thoughts.

****Make sure to go to BING and type in: CLEANAIRANDWATER.NET and watch the videos of planes purposely spreading virus in Australia in order to infect people. Maybe Australia was chosen to be a testing ground for future plans by the ones who manipulated oil for profit back in 2008. It is possible, wouldn’t you agree?

Happy Holidays

Report Attachments

Karl

Highlands Ranch,
Colorado,
USA
THE SYSTEM'S GONNA BLOW POEM....

#9Consumer Comment

Tue, May 08, 2012

is available in the consumer comments section at this Ripoff Report.

Thank You

***NATIONWIDE ALERT: Make sure to stay at this site and type in the following numbers and read the Ripoff Reports for important information and spread them all over the web at sites like Twitter and Facebook-

453956
555030
481508


Karl

Highlands Ranch,
Colorado,
USA
Marian,

#10Consumer Comment

Wed, February 29, 2012

Have you noticed how the price of oil has risen since September? 

In September of 2011 the price of oil was around $79 a barrel. It's about $107 a barrel today, February 29, 2012. That's an increase of $28 a barrel in just the past five months. The USA consumes about 18 Million barrels of oil each day. Global consumption is around 82 Million barrels per day.

If you multiply $28 times 18 Million barrels you will get $504,000,000.00 in additional profit on the USA's consumption alone. And if you multiply $28 times 82 Million barrels you will get $2,296,000,000.00 in additional profit, right?

That's $2.296 Billion of additional profit each day!

But here's the problem; when oil prices rise, it causes gasoline, diesel fuel, food, and just about everything else to go up in price. People in countries like India and China, who rely on rice as their staple diet, will see prices rise dramatically and it could cause millions of poor people to starve, because they won't be able to afford to feed themselves and their children. (This was happening back in 2008 when oil prices spiked, right around the time when many of the Wall Street banks and other Wall Street companies were collapsing.)

Feel free to 'Google' the following three videos in order to better understand why oil prices spiked in 2008, how much of our economy functions, and to see who is in control-

1) DID SPECULATION FUEL OIL PRICE SWINGS

2) FRONTLINE: INSIDE THE MELTDOWN

3) WHO OWNS THE FED BANK, WHO CONTROLS WHO VIDEO

***Make sure to 'Google' this- WHO OWNS THE FED?, and go to the site with the five charts. Two of the companies listed in 'Chart 1' were mentioned in video #1 above. Morgan Stanley and J.P. Morgan were the two companies named in that video. (Goldman Sachs was one of the others.) These are also the same charts being displayed at the beginning of video #3.

Let's hope that oil prices go back down to where they should be, around $75 a barrel, so gasoline, diesel fuel, food, and all the other commodity prices go down.

Please don't tell anyone, but this is my theory: I believe that some of the bankers are manipulating the price of oil again in order to stave-off a collapse of their banks and a collapse of the stock markets in the USA, Europe, and all over the world, just as they were doing back in 2008. I also believe that they are using some of the additional revenue to keep governments afloat, like Portugal, Italy, Ireland, Greece, and Spain. (PIIGS)

Since these bankers obviously control the U.S. government and the governments of Europe, it would be logical to conclude that they ultimately control the militaries of the USA and Europe, right? So, one of the best ways to make oil prices go down would be for the USA and Europe to pull all of their troops out of the Middle East immediately, and then there wouldn't be the tensions we are seeing, which adds to oil prices, according to many of the economists and people in the mainstream media, which is ultimately  being controlled by the banking cartel.

If you go back to the five charts of ownership by the Fed, you will see that Twentieth Century Fox Corporation is listed in 'Chart 4'. General Electric (NBC) is listed in 'Chart 5'.

Just think, if there was 'Peace on Earth' we would most likely see much lower oil prices and people all over the world would have extra money for food, gasoline, diesel fuel, vacations, and even more money to pay credit card bills, mortgages, school loans, and just about everything else you could think of, right?

But the problem is this; the bankers would not be in control if we had 'Peace on Earth'.

Have a nice day.

P.S. Feel free to 'Google' this- JOSIAH STAMP 1ST BARON STAMP WIKIPEDIA, and go to that site and read one of his quotes that appears at the end of the first section. It starts like this:

QUOTE: "Banking was conceived in iniquity and was born in sin. The bankers own the earth. Take it away...."

FYI: Josiah Stamp was a director of the Bank of England. Take a look at who sits at the top of 'Chart 1' for ownership of the Fed.


Karl

Highlands Ranch,
Colorado,
USA
Marian, It appears that.....

#11Consumer Comment

Tue, October 04, 2011

what was posted in 'Consumer Comment #1' at your Ripoff Report on March 16, 2010, is coming true, wouldn't you agree?

Have a nice day.

P.S. Don't tell anyone this, but "GOOFBALL SONG 19" has been composed and will be submitted soon in the consumer comments section at Ripoff Report #269041. It will be to the tune of a Billy Joel song. Keep it quiet, okay? Just type in 269041 at this site to see if it is available.


Karl

Highlands Ranch,
Colorado,
USA
COUNTDOWN POEM....

#12Consumer Comment

Mon, August 01, 2011

is available at this website!

Just type in 92641 and it appears as 'Consumer Comment #32' at Ripoff Report #92641.

Thank You

WELCOME TO THE U.S. GOVERNMENT- ONE BIG PONZI SCHEME


Karl

Highlands Ranch,
Colorado,
USA
THE SYSTEM'S GONNA BLOW POEM

#13Consumer Comment

Wed, February 02, 2011

THE SYSTEM'S GONNA BLOW POEM

There's too much debt

It continues to grow

Don't tell the world

The system's gonna blow

Keep printing more money

Allow it to flow

Don't tell the Chinese

The system's gonna blow

Order pepperoni pizza

For Charlie and Joe

Don't tell Abu Dhabi

The system's gonna blow

This poem is over

Time to shovel some snow

I won't tell my neighbor

The system's gonna blow.

End.

Anyone can 'Google' this- U.S. NATIONAL DEBT CLOCK: REAL TIME, and go to that site and see where the U.S. National debt currently stands.

Don't forget to 'Google' this- TREASURY: DEBT CEILING COULD BE HIT BY END OF MARCH, and read the related articles on the web.

"Knowledge is power."

POWER TO THE PEOPLE


Karl

Highlands Ranch,
Colorado,
USA
*Marian, Your Ripoff Report is a signal (to me) that the U.S. economy will COLLAPSE again because.....

#14Consumer Comment

Wed, March 17, 2010

the banks are doing everything in their power to manipulate, deceive, trick, & financially injure as many innocent consumers as possible.


*Make sure to 'Google' this- ELIZABETH WARREN ON THE ECONOMY NOW ON PBS, and watch that 24 minute interview, okay?

Keep in mind that the Federal Reserve has kept INTEREST RATES extremely low for banks, correct?

The low interest rates that the Fed charges the banks SHOULD be passed along to the American consumer too, right?

*Now YOU can see who REALLY controls America and Europe, correct?

"Only a pawn in their game." - Dylan

WELCOME TO AMERICA- ONE MASSIVE LIE

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