They are a dishonest insurance IMO when you ask for a release or try to transfer to another company they will refuse to sign your transfer request forms. On top of that they are blatantly lying to potential recruits. In their ads they claim they have the highest commissions in the industry...they do not. In fact their commission aren't even street level or average for the industry. You'll save yourself a lot of time and trouble if you find another IMO to get started with.