Complaint Review: MidWest Federal Credit Union - Maine Brunswick

I am adopted, disabled and needed money from my father. I have brain damage, PTSD. The bank emailed me for proof I was who I said I was. I mailed them my license (from the state I live in, not Maine), SS card, Birth Certificate, Covid card, Voters registration card, proof of citizenship and about 12 more. They told my father that my ID was fake and I was a scammer. WHAT! BULL...

I am adopted, I am Asian by birth but my adopted parents are white. They completely do not understand mental illness, PTSD. They just say GET OVER IT. The relationship is damaged but because of my illness and this HORRIBLE bank, I no longer call them family. 

I was having several months of illness, brain fog. I got behind on my bills.I had someone get into an accident with one of my trucks, DWI and the insurance didn't cover it. I have 2 work trucks. One I owe on and one I took out a Title loan (That one I paid cash for). The title loan company told me the first payment was 2 months away. I thought I could handle that. I get paid biweekly so my first payment was on my payday. More than my check, plus I had the printed out schedule of payment dates. I also, without understanding because I was mentally ill at the time, signed the contract with the second set of payments and dates. 

I was trying not to ask my father for money, but I couldn't pay anything. I shut completely down and didn't leave the house for a month. I had a deadline. At first they told me the entire bill was due, then I found out I could make a smaller payment. I can't afford to pay my car insurance now, so I can't drive and my license is suspended. My lawyer friend corrected that for me. The vehicle is gone and now owes 10k plus...

My father agreed to send me the funds, before the last due date. The bank put a big halt on that. They told my father I was a scammer. Hmmm.... 

Then asked me for my ID, when I sent it to them, they told me I sent a fake ID in. WHAT a joke. Honestly I don't care about the money now, but do care they scammed my dad and ruined what little relationship we had. I no longer will ever talk to my dad. Tired of explaining this isn't going away and there is no magic pill for it either. 

I also feel they tagged me "Banking While Asian" and since my name doesn't match my face. Then now I had a fraud alert on my account. My bank, USAA, is great, they stopped all that bullshit. I have used USAA for over 15 years now, they understand my PTSD. 

Next I think because my dad is rich, they just want to make money off his money. The only time I will ever talk to my father again is if he leaves this bank. I have blocked him and deleted the other accounts we used to contact. I am going to be homeless, haven't had food. I had an estate company come and pick up all my furniture to sell for me. They will sell my good items for pennies on the dollar. When you are poor the wolves come out. 

Before my license gets suspended again, I have my tent ready and going to move into the woods. That is the only thing I can do. As the estate company sells my life, I will have some money, but for now. All I can do is tell everyone how HORRIBLE this company is. I made a mistake, but this bank is the worst bank in the world. USE USAA if you need a good credit union. 

I do have a meeting with NAMI, they are looking into the legal issues. 

I want this bank to know my ID was real and I am real. I have no family now. That is OK, I am used to it. My Korean family sold me as a baby to the adoption agency. No one wants me and I am OK with that. I told my father if it was trouble for him or he couldn't afford it, it was OK just tell me. At first he said no, I was OK with that. Like always when the due date came up, I tried again, telling him all I needed was a yes or no. 

He said yes, I was thrilled. I could stay in my home and get my vehicle back that I needed so badly. Then the bank gave us trouble. I am sorry if reports are all over the place, I am so sick right now. I haven't had food for a week now, brain fog is bad. To continue on, he told me the bank was having issues. Then he wrote to me after talking to the BANK, he was never writing to me again by the bank's suggestion.

His email means the world to me, or used to. I told him I didn't want the money and now I am just angry over them saying I am a scammer and sending them fake ID. Then I thought about it, he would rather trust a bank than his adopted son, then that was the last straw for me. NO MORE FAMILY. Keep your money. 

I am so sick and I leave in the morning for the tent life. I plan to stay up all night and put my story out there as much as I can. Yes, I am bat s**t crazy. Thus the reason I stayed away when I had family. Now I have nothing. I hate my so-called father now and WILL NEVER SPEAK OR CONTACT HIM AGAIN. I am done