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  • Report:  #1482456

Complaint Review: National General Insurance Inc. - Winston Salem NC

Reported By:
Larry - Colorado Springs, CO, United States
Submitted:
Updated:

National General Insurance Inc.
PO Box 3199 Winston Salem, 27102-3199 NC, United States
Phone:
1-855-474-2847
Web:
National General Insurance, Inc.
Categories:
Tell us has your experience with this business or person been good? What's this?

National General quoted me coverage and I signed up and paid the first months premium.  After that they say they sent me an email where my yearly quote had gone up by 50% due to a faulty headlight incident. This was a ticket issued with no points assessed. 

I never received the email, so when I confronted them that I never sided up for the new rate and that if I cancelled they would charge me a penalty, they basically said too bad.  If I don't pay, they threatened to sue me for the $13 that they say I owe.  So my coverage for 6 days will end up costing more than a single months premium. 



1 Updates & Rebuttals

Robert

Irvine,
California,
United States
Questions

#2Consumer Comment

Fri, July 26, 2019

When you submitted the application or request for a quote did they ask if you had any previous tickets? Did they diferentate any ticket verses one that assesses points?

If they did and you failed to list it because you didn't "think" it mattered, then you got a quote based on false(incomplete) information you gave them. That is not Bait and Switch on their part.

Now, if they didn't ask for it (unlikely), you MAY have a complaint depending on what other exclusions they had about the quoted rate. Such as did they retain the right (likely) to modify your coverage if they discover additional information that wasn't previously reported.

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