Don
Belleville,#2Consumer Suggestion
Fri, July 20, 2007
First, you are right. From what you described, if they are a 3rd party collector they violated the FDCPA. Without knowing how old the account was, they could be a first party collector working for the Instrument rental company. A first party collector is not governed by the FDCPA. Second, only regarding to the original bills, not the part after it weas returned. Not receiving bills is not a valid reason for not paying on the account. You knew that your son had the instrument, you knew there was a charge. You could have always found out what was owed. Regardless of any rudeness with the collection company, you still owe the money. You admit that. Try working out a payment plan with the rental company directly.