- Report: #284558
Complaint Review: Americas Servicing Company - Desmoines Iowa
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Author Confirmed
Why?
Americas Servicing Company
Po Box 10388, Desmoines, 50306 Iowa, U.S.A.
Phone:
866-224-3771
Web:
N/A
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Tell us has your experience with this business or person been good?
Americas Servicing Company I refinanced 2 years ago with ASC, I wanted a fixed rate, I was given an adjustable and now my mortgage will be going up 200. by jan. 08 Desmoines Iowa
My name is erin, I refinanced with capital mortgage 2 years ago they gave me an adjustable rate thru ASC, my mortgage will be going up by 200. dollars starting january 2008. I had asked capital mortgage for a fixed rate and soon discovered it was adjustable, I will not be able to afford 732. dollars a month and the rates will continue to go up thru the duration of my mortgage.
I have 3 children, one is disabled, he had a heart transplant and is on immunosupressant medications for the rest of his life, he frequently sees doctors in bangor maine and has his visits at boston childrens hospital for heart biopsies, i need help to get this mortgage company to work with me in some way to reduce my monthly mortgage costs.
Thank you,
Erin
millinocket, Maine
U.S.A.
I have 3 children, one is disabled, he had a heart transplant and is on immunosupressant medications for the rest of his life, he frequently sees doctors in bangor maine and has his visits at boston childrens hospital for heart biopsies, i need help to get this mortgage company to work with me in some way to reduce my monthly mortgage costs.
Thank you,
Erin
millinocket, Maine
U.S.A.
2 Updates & Rebuttals
Lolo
Hagerstown,Maryland,
U.S.A.
not so
#2UPDATE EX-employee responds
Sat, November 24, 2007
refinanced with capital mortgage 2 years ago they gave me an adjustable rate thru ASC. Capital did not give a arm thru asc . 1. asc does not originate loans they buy them from other companies . 2. Always read the note before you sign it tells you if it is going to be arm or fixed rate. Notes on average 7 pages. 3. Refinace 4. Be aware that if you refi thru countrywide, gmac, litton and other big name mortgage companies you will probably end up at asc sometime during the loan. 5. Also if you have sub-prime credit usally less than 700-750 you will probably be back with asc
Bob
Aliso Viejo,California,
U.S.A.
Refinance
#3Consumer Suggestion
Wed, November 14, 2007
Maybe this seems like a simple answer but why can't you refinance into a fixed rate now and even maybe lower your monthly payments? If you have made your payments on time and if you are NOT upside down in your house (owing more than it's worth), then you should be able to get a fixed rate. What are we missing here?
