This outfit (ARA.Inc.) sent me a letter saying I owe them $14,414.19 and I should send them a check right away...Now I am a Disabled Vietnam Vet.. and For at least the past 25 years I haven't bought anything over #$1,ooo and have always paid cash, I haven't had a credit card since 1989...So this Crook in Illinois, Mark Farmer thinks he can fool people into just mailing him money, well, Mr. Mark Farmer you have picked the wrong man to F___With..I have asked my two Washington Senators, and my Rep. Don Young to look into this..They are known to take a dim view of people ripping off Vets, especially dis-abled Vets..So instead of you coming after me, I'm comming after YOU!!!