After being nailed on March 24, 2004 by the FTC for violating the terms of the Fair Credit Reporting Act, it seems CAMCO is still up to their old tricks.(http://www.ftc.gov/os/caselist/0223222/0223222camco.htm)
They have been calling me every day for a week harassing me after I have repeatedly told them to stop. They are also telling me that I "owe" and am obligated to pay a 12 year debt that an ex-girlfriend had charged on my credit card. Both of these are in strict violation of the FRCA.
Just a word to the wise: You can't be forced to pay a deliquent debt or have it show up on your credit report after the seven year statute of limitations is up.