Use caution when dealing with this bank. I have never seen a bank compound overdraft charges like this one. I was lucky enough to end up owing these guys over $400 in just over $60 in debt. Sadly enough, even though JP Morgan Chase has a legacy of charges and fees, they can not compare to City Savings Bank. I urge you, if you are in the DeRidder, Leesville, or Lake Charles Louisiana area, avoid this bank. If you prefer to use a friendly, small town type bank go with Merchants & Farmers. City Savings is not worth the time.