- Report: #397239
Complaint Review: Consumer Portfolio Services Inc. - Irvine California
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Author Confirmed
Why?
Consumer Portfolio Services Inc.
19500 Jamboree Road Irvine, California, U.S.A.
Phone:
949-743-0000
Web:
N/A
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Business Rating:
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Tell us has your experience with this business or person been good?
Consumer Portfolio Services, Inc. BLACKBALLING PIRATES Irvine California
Unfortunately i have been financed by cps, inc. the employees that work for them are throatcutters from hell, i am being punished and talk to like a DOG
just because i am a high credit risk. i had to file chapter 13 8 years ago, in 2007 our old ragged tahoe bit the dust so i went to five star chevrolet in warner robins georgia, well that dealership and cps are two peas in a pod ignorant unprofessional jacka**es.
i ended up with a 19.2% rate and in almost 2 years i have only paid $2000.00 on the entire loan. this company calls me at work, home cell 6-8 times a day. i was tempted to let the car be repoed however i was threatened that i would be made to complete the loan and have the car reliquished also. i am so stress out with what can be done with this company . i am willing to go for a class action , lets get together and bring them down make them get on the other end of the stick!!!!!!
Screwed and not even kissed
forsyth, Georgia
U.S.A.
just because i am a high credit risk. i had to file chapter 13 8 years ago, in 2007 our old ragged tahoe bit the dust so i went to five star chevrolet in warner robins georgia, well that dealership and cps are two peas in a pod ignorant unprofessional jacka**es.
i ended up with a 19.2% rate and in almost 2 years i have only paid $2000.00 on the entire loan. this company calls me at work, home cell 6-8 times a day. i was tempted to let the car be repoed however i was threatened that i would be made to complete the loan and have the car reliquished also. i am so stress out with what can be done with this company . i am willing to go for a class action , lets get together and bring them down make them get on the other end of the stick!!!!!!
Screwed and not even kissed
forsyth, Georgia
U.S.A.
6 Updates & Rebuttals
D K
Jacksonville,Florida,
U.S.A.
Once again Kay gives out incorrect info
#2Consumer Suggestion
Fri, February 20, 2009
Kay- you sure are quick to call people idiots when YOU don't know what YOU are talking about...as you have been told.. The Fair Debt... does NOT apply to original creditors and since the OP Is obviously behind in their paymetns, the company has every right to call until concrete payment arrangements are set up. They would not be calling so many times if the OP would have just set up payment arrangements. All you are doing is making yourself look like an "idiot" by calling others names, then giving out false and useless information. I suggest you stop.
D K
Jacksonville,Florida,
U.S.A.
Once again Kay gives out incorrect info
#3Consumer Suggestion
Fri, February 20, 2009
Kay- you sure are quick to call people idiots when YOU don't know what YOU are talking about...as you have been told.. The Fair Debt... does NOT apply to original creditors and since the OP Is obviously behind in their paymetns, the company has every right to call until concrete payment arrangements are set up. They would not be calling so many times if the OP would have just set up payment arrangements. All you are doing is making yourself look like an "idiot" by calling others names, then giving out false and useless information. I suggest you stop.
D K
Jacksonville,Florida,
U.S.A.
oh and AGAIN
#4Consumer Suggestion
Fri, February 20, 2009
I most certainly do not work for this company or know anyone who does... Unlike you, I just know what I am talking about.
Kay
Canal Winchester,Ohio,
U.S.A.
Go to this website
#5Consumer Suggestion
Fri, February 20, 2009
Don't listen to these two idiots. they obviously work for CPS. Go to this website and find out just what your rights are, you have many. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
Jim
Phoenix,Arizona,
U.S.A.
How have you been ripped off?
#6Consumer Comment
Wed, December 03, 2008
I am assuming that if this company is calling you 6-8 times a day, then you are behind on your payments. I am sorry this situation is happening to you, but how have they ripped you off? Do you owe them the money? If the answer is yes, then they have the right to bother many times a day to try to collect. I realize it is very stressful and no fun, but what else are they supposed to do? I will agree that they have no right to degrade you in any way, but you have not been ripped off. In fact if you are not paying off the loan that you contractually agreed to, then you are ripping them off.
Robert
Buffalo,New York,
U.S.A.
Questions.
#7Consumer Comment
Wed, December 03, 2008
What would be the basis of your class action lawsuit? What law or regulation have the violated by granting you an auto loan at 19% APR?
