- Report: #248948
Complaint Review: Fairfax Lending Services - Rochester New York
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Author Confirmed
Why?
Fairfax Lending Services
151 St Paul Street Rochester, 14604 New York, U.S.A.
Phone:
1-888-832-5726
Web:
N/A
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Business Rating:
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Tell us has your experience with this business or person been good?
Fairfax Lending Services I wired 900.38 to this company thinking I would be getting a 5000 dollar loan.Now me and my two kids and my husband are about to be homeless becuse we cannot pay rent or other bills. I was insured that my money would be returned when the loan did not go through. Throuhou the process I was dealing with Charles Foster and Gary Morgan. Ripoff Rochester New York
When I was contacted by Charles Foster informing me that I had been approved for a loan I was excited. I had just gotten married and was in debt so my family needed the money. After I found out that I needed to send money to get the loan I was a little skeptical but Charles Foster assured me that they were legite.
Reluctly I wired the money and two days later we got the call but this time there was another voice on the line it was Gary Morgan. He wanted to let me know that my loan had not gone through and I needed to send another 900 dollars. I didn't have anymore money to send so he stated that I would get my money back on 5-16-07. I checked my account and there no money in there.
I had just spoke with Gary last week to make sure that I would get my money back. Now me, my husband and my two kids are about to homeless with no place to go. Will there be any justice for us. What I did was a very stupid thing trusting strangers with my money.
Chara
Lancaster, Texas
U.S.A.
Reluctly I wired the money and two days later we got the call but this time there was another voice on the line it was Gary Morgan. He wanted to let me know that my loan had not gone through and I needed to send another 900 dollars. I didn't have anymore money to send so he stated that I would get my money back on 5-16-07. I checked my account and there no money in there.
I had just spoke with Gary last week to make sure that I would get my money back. Now me, my husband and my two kids are about to homeless with no place to go. Will there be any justice for us. What I did was a very stupid thing trusting strangers with my money.
Chara
Lancaster, Texas
U.S.A.
4 Updates & Rebuttals
Anne
Dayton,Ohio,
U.S.A.
To the previous rebuttal...
#2Consumer Comment
Fri, May 25, 2007
What you've stated is true for unsecured loans; however secured loans are different. Secured loans require a collateral. Real loans (coming from banks usually) do require it but it doesn't have to be money like Fairfax required. Real banks will ask if you're willing to put your house or car (that you OWN) up for collateral if you don't have cash. It's a security deposit which is very believable on Fairfax's part. The difference is, they don't accept other collateral (considering how they are from Canada scamming Americans which means they can't just be sent a car and sell it for themselves) which is where all us victims should have inquired and been aware of. They are tricky and smart. there are just some things that people don't think about when we are in dire need of money to consolidate our debts. It's a shame. some are smart enough to realize ahead of time. unfortunately I was too late.
Anne
Dayton,Ohio,
U.S.A.
To the previous rebuttal...
#3Consumer Comment
Fri, May 25, 2007
What you've stated is true for unsecured loans; however secured loans are different. Secured loans require a collateral. Real loans (coming from banks usually) do require it but it doesn't have to be money like Fairfax required. Real banks will ask if you're willing to put your house or car (that you OWN) up for collateral if you don't have cash. It's a security deposit which is very believable on Fairfax's part. The difference is, they don't accept other collateral (considering how they are from Canada scamming Americans which means they can't just be sent a car and sell it for themselves) which is where all us victims should have inquired and been aware of. They are tricky and smart. there are just some things that people don't think about when we are in dire need of money to consolidate our debts. It's a shame. some are smart enough to realize ahead of time. unfortunately I was too late.
Anne
Dayton,Ohio,
U.S.A.
To the previous rebuttal...
#4Consumer Comment
Fri, May 25, 2007
What you've stated is true for unsecured loans; however secured loans are different. Secured loans require a collateral. Real loans (coming from banks usually) do require it but it doesn't have to be money like Fairfax required. Real banks will ask if you're willing to put your house or car (that you OWN) up for collateral if you don't have cash. It's a security deposit which is very believable on Fairfax's part. The difference is, they don't accept other collateral (considering how they are from Canada scamming Americans which means they can't just be sent a car and sell it for themselves) which is where all us victims should have inquired and been aware of. They are tricky and smart. there are just some things that people don't think about when we are in dire need of money to consolidate our debts. It's a shame. some are smart enough to realize ahead of time. unfortunately I was too late.
Prissy
Atlanta,Georgia,
U.S.A.
Fairfax Lending
#5Consumer Comment
Thu, May 17, 2007
No REAL lending institution requires money in order to give you a loan. What would be the purpose ??? You really should have known that. And, if you had checked here BEFORE you sent the money instead of AFTER, you wouldn't be in the situation you are now. You have learned a VERY expensive lesson which you should have known all along.
