in oct. 2006 i jioned fmily credit to my dismay.anything that could go wrong has. they have stolen money from my checking account without my permission. i can't figure out what they do with my money because they sure aren't paying my account. they have accused me of not keeping my payments up to date which i sent bank statements showing these payments with no response. i've called e-mailed faxed and called so many times i can't count them. my credit cards have increased so much with late fees and overlimit fees. my credit report is ruined after it took me years to establish. the creditors won't stop harassing me all day every day. family credit has caused me a huge overdraft problem at the bank and they just don't care. i am trying to figure how to get out of this mess.