Ronny g
North hollywood,#2Consumer Comment
Sat, October 02, 2010
Wrong Joe..I do not believe everything people post here. I judge each post I choose to reply on by it's merits.
If you do not believe car dealerships take advantage of people, and scam them with spot delivery..then you my friend, have been living under a rock.
I stated that they left with the truck and claim it was the wrong truck..so yes..I have my doubts that this report is 100% legit..but it does seem clear that the dealer pulled a spot delivery on them, and used the threat of stranding the crippled war veteran at the dealership to convince him to sign paperwork. Unfortunately, this is all too common. It happened to me...ONCE..now I know better. They re-neg on a deal..the keys get thrown on the desk, I tell them no deal give me my trade in back..and take it from there. The WORST thing you can do..is sign anything once you are back in the dealership. Not until you are satisfied.
I do not claim to be an authority on everything, but I know cars, I know dealerships, and I can smell a swindle from a mile away.
Joe
Fairless Hills,#3General Comment
Sat, October 02, 2010
Ronny G, the worlds formost authority on everything, You believe everything these people post here. I have a bridge in New York for sale, interested? cheap....You are a complete a$s!!
Ronny g
North hollywood,#4Consumer Comment
Fri, October 01, 2010
..of you and your husband. But this is what most of them do. NONE of them can be trusted.
The problem here is that you left with a truck. If it was the wrong truck why did you leave with it? This is what a court would ask.
As far as them "demanding" more money when your husband returned..this was most likely due to "spot delivery",and too many dealers pull this. You feel they forced your husband to sign an agreement or he would have no vehicle to leave in. This may be true..but this was the only chance to fix this. Has he could have refused to sign and agree to anything and call their bluff. You need a back bone of steal to deal with these dealerships or bring someone with you who does.
Instead of the dealership forcing him to agree to anything, this would have forced them to make a better deal. They would not have just left him there without a vehicle, the trade in was worth something and they can not just take it and give you nothing because they spot delivered and screwed you over big time.
Here is how it works copied from [[leaseguide.com]], and what you could do.
Spot delivery:
The dealer tells the customer that the deal is good, the customer signs a contract with the agreed-to terms, and the dealer allows the customer to drive away in the vehicle even though the dealer still owns the vehicle (this is often called a "spot delivery").
The dealer knows when he presents the deal to his finance company or bank, the deal will likely be refused and because the customer has a poor credit history and represents a risk, the customer must agree to a higher interest rate and higher monthly payments, or get a co-signer, to keep the vehicle.
The dealer is hoping that he can convince his customer to accept the new deal with higher payments.
What to do?
If it's true that a customer has a flawed credit history and low credit score, he will almost certainly be required to pay higher interest rates for any of loan or lease, regardless of documents signed in a dealer's office that might indicate better rates and terms.
If a dealer suspects the customer doesn't know about his poor credit score, he may mislead the customer to think he's been approved, when that is not the case, in hopes of somehow saving the deal.
There have been cases in which unethical car dealers have attempted to extract extra profit by telling customers that more money was required based on (false) low credit scores. If customers don't know their own credit scores, this scam can have a high probability of success. Therefore, it is always wise for automotive consumers to know their credit score before entering a car dealer showroom.
So, if your car dealer wants your car back, or asks you to sign a new contract, make sure you know exactly why he's asking and understand that you can either sign the new contract or return the car.