- Report: #570069
Complaint Review: HOUSEHOLD FINANCE CORP. - BUFFALO Internet
Reported By:
ticked-off -
Roodhouse, Illinois, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
HOUSEHOLD FINANCE CORP.
P.O. BOX3425 BUFFALO, Internet, United States of America
Phone:
800-365-0175
Web:
WWW.HFC.COM
Categories:
Business Rating:
(0)
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HOUSEHOLD FINANCE CORP. I was charged for an appraisal on a refi-on my house, which I never recieved a copy of.Because one was never done and according to HFC it was for more than what my house is worth.Which I recently foun BUFFALO, Internet
I recently had a certified FHA appraiser do an appraisal on my house for a refinance to get away from HFC. My appraisal came back way under what HFC " suposedly" appraised it for 4 yrs ago on a refinance.Which after checking my files I was never giving a copy of an appraisal, now I know why. One was never done but they sure made me pay for one though!!!Now I WANT TO KNOW WHY I NAVER GOT A COPY OF THIS APPRAISAL!! But I'm sure I won't get one since they got me in a morgage that is more than my house is worth and can't get away from them til I get it paid down enough for someone else to refinance it at what it's worth.And now when I call them all I get is a busy signal??? What a load of CRAP!!
3 Updates & Rebuttals
Bob
United States of AmericaLaws Change
#2Consumer Comment
Wed, February 17, 2010
Before May1, 2009, one had to request the appraisal done on your house. Since then companies are required to give you a copy of the appraisal.
ticked-off
Roodhouse,Illinois,
United States of America
ticked off
#3Author of original report
Wed, February 17, 2010
Well here's the problem I have with them, I was told personally I would recieve a copy of my appraisal that I paid for. And now when I call the ph.# I have for them all I get is a busy signal.I understand recessions but I have been to two other lending co., shown them my situtation & both agree my house value wouldn't have went down $35,000 in 4 yrs!! And I have a problem with false statements from them on a side loan I have with them that it was understood my intrest rate would be high for the first yr. but as long as I made my payments on time which I did, I could come back in to get it lowered. Well I was laughed out the door. And the reprsentive that told me this now no longer works there either? I just can't get away from this HFC fast enough!
Sammy
lima,Ohio,
U.S.A.
House appraisal
#4Consumer Comment
Tue, February 16, 2010
It's very possible your home is worth less. Did you get a 100% loan. There are a lot of houses that appraise less than 4 years ago. That's what a recession will do. Also, the appraisal you paid for was for the banks benefit not yours. They do not owe you a copy.
Real Estate Agent
Ohio
