Complaint Review: InstaCash - Internet

The next time they call and they tell you this BS tell the caller I just put a really bad curse on you the strongest 1 if you continue to call me within an hour you will die a horrible death. tell them that and let me know what happens

I was reading your report and then I saw a consumer report to yours that is almost the same as the report I filed. These Instacash people will not stop calling me, last night they called 15 times in 20 mins, and it always comes up as the phone number 0000. They threatoned me with court, calling my friends and employeer, government agencies and so on, but if I pay them they will stop the action taken against me. If the man tells me he has all of my info then why cant he tell me how much money I supposedly borrowed and the name of the company? Big scam, do not give these people anything.

It is apparent by reading this that I am not the only person who has been a victim of a 3rd party lending site. It is evident that all these people are doing is gathering personal info. from the lending "match" site against you.

Today, I received a call (after having received a similar 3 days earlier in the same context). A man named "kevin" had left a message on my phone stating that I needed to contact him IMMEDIATELY as the information was time sensitive. he also stated that i needed my attorney's info and that they would see me in court. After calling to inquire on the nature of it i was told "yes, i will be giving you this information but all I ask is that you do not ask me any questions until I am finished explaining the situation to you" (which tells me that you are reading from a script and dont' have any VALID answers). The next thing that was alarming was that both the gentlemen i spoke with both claiming to be from different companies could be speaking with the same arab accent which was very hard to understand. I was told that I owe $900 to one of the payday loan companies that instacash owns...when i asked which one i was told "i cannot say because this information is in the file at the courthouse"...so how do YOU know I owe $900...instead of answering this question "kevin" proceeded to tell me that I will be served a summons to come to court, will face $5000+ in legal and court fees, plus the $900 and would be subject to time in jail, for which I would have to come up with bail money since I commited "Check fraud" and then he proceeded to ask me a total of 6x did I do this intentionally, have I done this before and if I had judgements on me already. I asked that if this was legitimate then: 1. what proof could they SHOW me, and 2. what arrangements are there? and the answer was that the creditor didn't want any money from me, that they were only interested in legal action, to which i replied "OKAY" and then "KEVIN" says "well, if you are WILLING TO pay, we can accept a fee of half to stop the case" I declined. He said how about 30%, which I declined again. At this point he became upset and said well I guess we'll see you in court, at which I replied "okay" and AGAIN he tries to keep me on the phone and says "this will be much harder if you go to court" and I just said that "IF the courts prove this is a valid debt, THEN i will go from there"

After this encounter, I did some research and found that there is a NEW COLLECTION process that has been started and these people call themselves "debt collectors". They buy outdated and charged off accounts at a cheaper rate, and then use unethical business practices to get hard working people to make a payment as quickly as possible. they claim to be law firms(a scare tactic) and tell you that legal action will be taken against you in the next few days-few weeks if no arrangement is reached in a small time frame. DO NOT FALL PREY TO THESE VULTURES, YOU HAVE RIGHTS!!! also, when you look up their information (i reversed searched the phone number on whitepages.com) it says its a landline based in a different state, but if it were valid it would come up AS AN ATTORNEY'S OFFICE, like they claim.

Do not give them any imformation such as creditcards # or bank accounts  especially your DL # and social security # as well . If they ask ask them if the letters F O mean anything to them