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  • Report:  #280961

Complaint Review: Javitch Block & Rathbone - Cleveland Ohio

Reported By:
- republic, Ohio,
Submitted:
Updated:

Javitch Block & Rathbone
1100 Uperior Avenue, Cleveland Ohio Cleveland, 44114-2518 Ohio, U.S.A.
Phone:
216-687-1199
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
In 1997, I had a serious accident that left me seriously disabled for life. My only source of income since that accident is a VA disability pension of 70% Military Service Connected Disabilities and SSDI.

In 2001, I couldn't meet the payments of various credit cards and medical bills causing me to default on them. I lost all my possessions in a house fire in 1997.

That was the last time I used my Providian 5000 limit credit card. Providian would hold payments to insure I would always get "late Fee's" and "over-limit charges" regardless if I paid the date the bill came.

That balance is now 7890.00 and 5-years old. This outfit above has the debt and is constantly bothering me to pay the balance which is in dispute. I don't owe $7800 !

I told this outfit I have no working income, and they continue to threaten me with lawsuits and other methods to get me to pay.

I cannot pay and worry if I travel overseas for my medical treatment later this year, they will take me to court and have my bank account garnished. I only have 1 bank account where my disability checks are deposited.

I feel ashamed I served the best years of my life in uniform and once disabled treated as a second class citizen to be harrassed in the country I served.

Is there anything I can do? Ohio has a vague SOL which is not defined. It says Open account of 5-years, but they say it is considered a Written Agreement = 15-years. Some websites don't know the SOL for Ohio.

Isn't this against Federal law going after those that only have disability for income.

How can I legally get rid of them, they will never go away and I'm scared to answer my phone now.

Help..

Snoopy

republic, Ohio

U.S.A.


1 Updates & Rebuttals

rocholliday

Houston,
Texas,
Ooooo!

#2Consumer Suggestion

Sun, July 06, 2014

First, I'm sorry about your situation--second, in a word: no. Your disabilty benefits are not fair game for the likes of JBR. And, you made such brief mention of the fact, but I think I understood you to say that you receive Veteran benefits; is that correct? If so, those are not eligble for attachment either. Perhaps you have more rights on your side than you realize. I know Javitch, Block and Rathbone have a way of diminishing and dehumanizing people and perhaps that's their first win--in the mailbox, their second, when the hurtful rhetorical devices they arrange so carefully on the page jump off and put your eyes out and make your face bleed they cut so deep--yeah, I'm sure of it--they defeat their pray long before they meet them in the court room.

You know what? Javitch, Block, and Rathbone...who are these people? Did they serve? Can they do what you do? Can they get through a day doing what you do? Are they men and women of honor? Integrity? I don't know? But I think you are. You are a fighter. You have the scars and the benefits to prove it, yes?

So, you fight these guys by doing the next right thing. You do not let them take your VA benefits. You do not let them take your disability benefits. And, you do not let them harrass you. Why, becasue you do not have to, the law is on YOUR side, not theirs. They are bullys. In this case, they are the enemy. It's a different warfare--you fight with your intellect; knowledge; resources available to you--it's tough but that's life.  I wish I could help you, I would. It would be my pleasure to do so.

All the best you,

Roc

Houston,TX

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