Farrah
Louisville,#2REBUTTAL Individual responds
Tue, September 30, 2003
Krista, Thank you for responding. I am less than 50 days overdue but there is no reasoning with this company. They are supposedly in the process of picking up my vehicle (which is not driveable) at the shop it is being fixed at. I have tried to refinance through Lending Tree only to find that noone will accept me. How refreshing it was to have someone take the time and try to give a little hope to my nightmare. I thank you again for your kind response!! If you have any more information it would be greatly appreciated!
Krista
Wichita,#3Consumer Suggestion
Mon, September 29, 2003
I work for a vehicle finance company, not this one, but here's some suggestions You didn't mention how far behind you are, but if you are less than 50 days past due, usually you can talk to customer service and work out arrangements without going through collections. If you are over 50 days past due, I would suggest selling the vehicle or refinancing (banks will work with you if your credit was good before the divorce) To get collections to stop calling, write them a letter and tell them to stop calling. They will then only have to write you. Collections people can get a little aggressive and I have heard some horror stories, but hang in there. Hope something I said helps. GOOD LUCK!!!