- Report: #220070
Complaint Review: Lowes Home Improvement - Altanta Georgia
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Lowes Home Improvement
PO BOX 530914 Altanta, 303530914 Georgia, U.S.A.
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Lowes Home Improvement Fraudently put my name on my spouse's account after spouse declared bankruptcy making me liable, ripoff Altanta Georgia
*Consumer Suggestion: File A Fraud Report
*Consumer Suggestion: File A Fraud Report
*Consumer Suggestion: File A Fraud Report
*Consumer Suggestion: File A Fraud Report
*Consumer Suggestion: Brian, here is how you get their attention!
*UPDATE Employee: responce
*UPDATE Employee: responce
*UPDATE Employee: responce
*UPDATE Employee: responce
My spouse claimed bankruptcy and Lowes reported on my credit report that I was the one who declared bankruptcy and they are sending me, plus late fees. I contacted Lowes and told them I NEVER applied with my wife for a card, I have my own account which is in good standing. I requested a copy of the signed application to prove I was NOT a joint card holder and therefore should not be responsible for this debt and they should remove the negative remarks on my credit report and stop sending me bills.
Lowes refused to listen and sent me around to the credit, bankruptcy, and customer service departments, all leading to no help whatsoever. I contacted the credit bureaus, wrote letters and it remains on my credit report. This is not my debt and I was NEVER a joint card holder, Lowes refuses to furnish me with the allegedly "initial joint" credit application.
I feel Lowes was fraudulent in transferring this debt to my name. Also, I never received any correspondence saying they were doing this, in fact, I only received a bill in my name after calling them and telling them this is NOT my account.
Brian
Andover, New Jersey
U.S.A.
Lowes refused to listen and sent me around to the credit, bankruptcy, and customer service departments, all leading to no help whatsoever. I contacted the credit bureaus, wrote letters and it remains on my credit report. This is not my debt and I was NEVER a joint card holder, Lowes refuses to furnish me with the allegedly "initial joint" credit application.
I feel Lowes was fraudulent in transferring this debt to my name. Also, I never received any correspondence saying they were doing this, in fact, I only received a bill in my name after calling them and telling them this is NOT my account.
Brian
Andover, New Jersey
U.S.A.
9 Updates & Rebuttals
Anonymous
Marietta,Georgia,
U.S.A.
responce
#2UPDATE Employee
Sat, August 25, 2007
under GA law as a spouse you are responsible for the account as she is even though you did not sign the application. this is in marrage law, visit the library. however the only way you can fix this is to have your wife file a adminment to the bankruptcy, listing you as a creditor this will release you from lowe's seeking payment for her account. She only has two years to file this. This is the only way you can fix this. So hurry up and contact her atty. that filed this for her and get it started. She will have to go back to fed. court just like the first time and in front of a judge this time. Then and only then can it be removed. Lowe's has nothing to do with credit cards.. G E money bank is the lender on for Lowe's credit cards. Try contacting them if you like. Hope this Helps you.
Anonymous
Marietta,Georgia,
U.S.A.
responce
#3UPDATE Employee
Sat, August 25, 2007
under GA law as a spouse you are responsible for the account as she is even though you did not sign the application. this is in marrage law, visit the library. however the only way you can fix this is to have your wife file a adminment to the bankruptcy, listing you as a creditor this will release you from lowe's seeking payment for her account. She only has two years to file this. This is the only way you can fix this. So hurry up and contact her atty. that filed this for her and get it started. She will have to go back to fed. court just like the first time and in front of a judge this time. Then and only then can it be removed. Lowe's has nothing to do with credit cards.. G E money bank is the lender on for Lowe's credit cards. Try contacting them if you like. Hope this Helps you.
Anonymous
Marietta,Georgia,
U.S.A.
responce
#4UPDATE Employee
Sat, August 25, 2007
under GA law as a spouse you are responsible for the account as she is even though you did not sign the application. this is in marrage law, visit the library. however the only way you can fix this is to have your wife file a adminment to the bankruptcy, listing you as a creditor this will release you from lowe's seeking payment for her account. She only has two years to file this. This is the only way you can fix this. So hurry up and contact her atty. that filed this for her and get it started. She will have to go back to fed. court just like the first time and in front of a judge this time. Then and only then can it be removed. Lowe's has nothing to do with credit cards.. G E money bank is the lender on for Lowe's credit cards. Try contacting them if you like. Hope this Helps you.
Anonymous
Marietta,Georgia,
U.S.A.
responce
#5UPDATE Employee
Sat, August 25, 2007
under GA law as a spouse you are responsible for the account as she is even though you did not sign the application. this is in marrage law, visit the library. however the only way you can fix this is to have your wife file a adminment to the bankruptcy, listing you as a creditor this will release you from lowe's seeking payment for her account. She only has two years to file this. This is the only way you can fix this. So hurry up and contact her atty. that filed this for her and get it started. She will have to go back to fed. court just like the first time and in front of a judge this time. Then and only then can it be removed. Lowe's has nothing to do with credit cards.. G E money bank is the lender on for Lowe's credit cards. Try contacting them if you like. Hope this Helps you.
Steve
Bradenton,Florida,
U.S.A.
Brian, here is how you get their attention!
#6Consumer Suggestion
Sat, November 11, 2006
Brian, Here's a twist, since they claim you are responsible for your wifes account due to her bankruptcy, send them a letter on your account that it is covered under your wifes bankruptcy and you are now done paying.
S.n.
Bucyrus,Kansas,
U.S.A.
File A Fraud Report
#7Consumer Suggestion
Sat, November 11, 2006
Contact your local police department, file a fraud report, THEN contact Lowe's, tell them if they still refuse to provide you with an application with YOUR signature on it, you will go straight to the District Attorney's office. You might also file a report with the FTC. Don't call Lowe's, send a copy of the fraud report, along with a letter demanding a copy of the application via certified mail. Good luck.
S.n.
Bucyrus,Kansas,
U.S.A.
File A Fraud Report
#8Consumer Suggestion
Sat, November 11, 2006
Contact your local police department, file a fraud report, THEN contact Lowe's, tell them if they still refuse to provide you with an application with YOUR signature on it, you will go straight to the District Attorney's office. You might also file a report with the FTC. Don't call Lowe's, send a copy of the fraud report, along with a letter demanding a copy of the application via certified mail. Good luck.
S.n.
Bucyrus,Kansas,
U.S.A.
File A Fraud Report
#9Consumer Suggestion
Sat, November 11, 2006
Contact your local police department, file a fraud report, THEN contact Lowe's, tell them if they still refuse to provide you with an application with YOUR signature on it, you will go straight to the District Attorney's office. You might also file a report with the FTC. Don't call Lowe's, send a copy of the fraud report, along with a letter demanding a copy of the application via certified mail. Good luck.
S.n.
Bucyrus,Kansas,
U.S.A.
File A Fraud Report
#10Consumer Suggestion
Sat, November 11, 2006
Contact your local police department, file a fraud report, THEN contact Lowe's, tell them if they still refuse to provide you with an application with YOUR signature on it, you will go straight to the District Attorney's office. You might also file a report with the FTC. Don't call Lowe's, send a copy of the fraud report, along with a letter demanding a copy of the application via certified mail. Good luck.
