J
Lakewood,#2Consumer Suggestion
Sat, January 20, 2007
keep all the collection letters, from each of these companies. sooner or later, one of these bottom feeders will, try and file suit against you or give false documents on validations. then name each and everyone, that sent you a collection letter as CO-DEF. fcra section 604(A)(3), deals with your credit file being pulled without permissible purpose. (injury to your credit report and credit score) If these collection companies, try to collect a debt and can't validate, they sell it to another and that company made inquiries on your credit report or pulled it, the same as the one who sold it. these collection companies are knowingly selling your informations on a debt they can't collect on or validate, which is doing harm to your credit profile. you would think there action, would fall within the scope of the law
Jeff
Pewaukee,#3Consumer Comment
Sat, January 20, 2007
I would request debt validation by filing with South Carolina Attorney General. Give as much detailed information concerning everything you put in your ripoff report. Point out how they are reaging the debt. You have the credit bureau reports. I wish I had reports from every year. Request copies of all bonfide documents bearing your alledged signature. Then hit them with detailed report and file a report with FTC. I have a feeling that LVNV dreads the FTC. If enough people complain to the Federal Trade Commission. They will file suit against them. They will probably change their name. I would file complaints against them. They tend to back down from what I read on the internet. The FTC will go after cockroach feeders for the hundreds of violations of FDCPA. Especially when they have hundreds of complaints. Additionally, access Budhibbs.com. He has the complete history on these mafia extortionists. Nathan - Milwaukee, Wisconsin U.S.A.