- Report: #248662
Complaint Review: Merchants' Credit Guide - Chicago Illinois
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Merchants' Credit Guide
233 W. Jackson Blvd Chicago, 60606 Illinois, U.S.A.
Phone:
888-249-1037
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Merchants' Credit GuideSent a collection notice stating I owed AT&T $28.31 AT&T told me it was a rip-off Chicago Illinois
I received a letter from Merchants' Credit Guide Co. stating that INOVISION, A MARLIN COMPANY, LLC has purchased my defaulted account from AT&T CORPORATION. The amount was $28.31. They wanted my credit card information with the three digit security code. They gave me three options...a one time payment of 50% of the above amount to settle in full in the amount of $14.16... three equal consecutive monthly payments equivalent to 70% of the above amount in the amount of $19.82... or monthly payments of whatever I could afford.
I contacted AT&T billing and was informed that, after checking both the phone number, which was non-existant, and with their fraud department, that it was a scam. That the same people had set up operations in a number of states, and to check Rip-Off.com. I tried a search on your site, but for some reason, the search wouldn't load. I was also informed in this letter NOT to contact AT&T... that all communication should be directed to them. I may have been born at night, but it wasn't LAST night
David
Temple, Texas
U.S.A.
I contacted AT&T billing and was informed that, after checking both the phone number, which was non-existant, and with their fraud department, that it was a scam. That the same people had set up operations in a number of states, and to check Rip-Off.com. I tried a search on your site, but for some reason, the search wouldn't load. I was also informed in this letter NOT to contact AT&T... that all communication should be directed to them. I may have been born at night, but it wasn't LAST night
David
Temple, Texas
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
David, they are JUNK DEBT BUYERS!!
#2Consumer Suggestion
Tue, May 15, 2007
David, Merchant's Credit Guide are the worst of the worst as far as junk debt buyers go. They buy VERY old USUALLY past SOL debts that CANNOT be legally collected. They pay FAR LESS than a penny on the dollar for them and have NO IDEA of who the ACTUAL debtor is/was, so everyone with the same or similar name gets that letter and/or phone call. NEVER speak to ANY debt collector on the phone and NEVER call any "original creditor" on any old debt and NEVER do any fraud reports. as that is a ploy to get information. Simply ignore those bogus collections letters or respond ONLY with a DEBT VALIDATION request by the means discussed in other collections threads. I'm glad you did not fall for that scam.
