Robert
Marblehead,#2Consumer Suggestion
Sat, January 21, 2006
I just reviewed my credit report history from the three big reporting agencies -- and there it was on one of them, an "inquiry" from Merchants' Credit Guide Co., just before I got my first demand letter from dear "Ken Hughes." So of course they had my SSAN and everything else on my credit report. Still, I've beaten them -- and there was no further evidence on any of my reports of MCGC returning to cause damage. I guess our reports are there for the taking by anyone with the money and a good scam.
Robert
Marblehead,#3Consumer Suggestion
Sat, January 21, 2006
I just reviewed my credit report history from the three big reporting agencies -- and there it was on one of them, an "inquiry" from Merchants' Credit Guide Co., just before I got my first demand letter from dear "Ken Hughes." So of course they had my SSAN and everything else on my credit report. Still, I've beaten them -- and there was no further evidence on any of my reports of MCGC returning to cause damage. I guess our reports are there for the taking by anyone with the money and a good scam.
Robert
Marblehead,#4Consumer Suggestion
Sat, January 21, 2006
I just reviewed my credit report history from the three big reporting agencies -- and there it was on one of them, an "inquiry" from Merchants' Credit Guide Co., just before I got my first demand letter from dear "Ken Hughes." So of course they had my SSAN and everything else on my credit report. Still, I've beaten them -- and there was no further evidence on any of my reports of MCGC returning to cause damage. I guess our reports are there for the taking by anyone with the money and a good scam.
Steve
Bradenton,#5Consumer Suggestion
Thu, January 19, 2006
It is illegal for them to even collect a 14 year old debt. It is past the Statute of Limitations for collections. File an FTC complaint online at; www FTC gov. Also read the FCRA and the FDCPA on the FTC site, print out and save. Send a CEASE COMMUNICATIONS request by cerified mail/RRR. Read other posts in the Collection Agencies categories. It is spelled out in detail several places. Good luck!
Steve
Bradenton,#6Consumer Suggestion
Thu, January 19, 2006
NEVER give or in any way confirm your SS#, DOB or any other info to a debt collector over the phone! NEVER! NEVER! Always just get a mailing address from them and then no more phone conversations.EVER. Everything in writing! Everything certified mail/RRR. Do a search and see multiple other threads on these jerks. Do your homework. Do an Internet search.