Douglas
Orlando,#2Consumer Suggestion
Sat, April 28, 2007
I'm sorry to see your response. Two of us tried to help you see what you apparently did wrong...you signed a contract you either didn't read or didn't understand. Your response is to find fault with those who tried to help you. Telling you what you want to hear won't help you. Being straight forward and telling you what you did wrong, might help you if and only if you turn your efforts to learning the lesson rather than criticise the teachers who are trying to help you. I wish you well.
Steve [Not A Lawyer]
Bradenton,#3Consumer Suggestion
Mon, April 23, 2007
KC, The first thing you need to realize, is that whatever is said verbally means absolutely nothing, as it cannot be proven at a later time. It is hearsay. And, totally irrelevant. Just the terminology alone would indicate that it was a lease. AND, your CONTRACT has very specific wording regarding your LEASE! And, the TIL [Truth in lending] statement CLEARLY identifies the type of transaction as a sale or a lease, as well as all of the specifics as to amount finance, trade allowance, down payment, monthly payment, first payment date, last payment date, etc. This is all a requirement of federal law, and every car dealer must provide it. The only problem I see here is an ignorant customer who wants someone else to blame. Car buying is very tricky. NEVER do a spot delivery or same day purchase of a vehicle. ALWAYS get the entire offer in writing and take it home with you and carefully examine it. Any REPUTABLE company will not have a problem with this. If they do have a problem with it, that is good. You just saved yourself alot of money! Remember, what anyone says, MEANS NOTHING!! It is ONLY what is WRITTEN that counts. Don't EVER sign anything that you do not fully understand. There is no case here if they fulfilled what was in your written, signed contract.