For some reason the idiots cannot run a company. I am fortunate to have AAA credit but for some reasone BofA sold a batch of home loans, including mine, to nationstar mortgage. Since that time, after more than a dozen phone calls to nationstar and 6 months in time they still refuse to get my payment correct. They also refuse to accept that I have all taxes and insurance prepaid . Monday I will file a judgement at my local courthouse and then have my attorney handle the rest. Pathetic PATHETIC mortgage company!