John Doe
Sherman Oaks,#2Consumer Comment
Wed, January 16, 2008
If the NCA has a judgment against you and you don't think you were served to even show up to defend yourself, then you need to what's called "A Motion to Vacate Judgment" and in it incldue the casue why you didn't show up to the hearing. Even if it's been months since the judgment was won against you, you still can convince the court to hear you so that you may tell them your side. In this case I would suggest to get an attorney as the amount is pretty high and worth going through an attorney. You may do it on your on by asking the court for the form to fill out called "Motin to Vacate Judgment". It will casot you close to 40 dollars to file and and don't forget to also file "Proof of Mailing" which the court clerk will also provide to you if you ask. Proof of mailing shows that you mailed the same documents, namely the motion to vacate judgment, to NCA or their attorney. If you ever talk to NCA on the phone you should not admit to anything until you're heard in court. For your case I would suggest you go through an attorney as the amount is significant. John Doe