Vicki
Las Vegas,#2Consumer Comment
Wed, August 11, 2004
Dear Vicki, I myself am a homeowner like you. I wanted to point out some 'loop holes' in your sad story. A mortgage is a legal binding contract, hence...your responsibility! You mention you waited a few months to get a refinance and didn't make your payment due to one of our reps counseling you not to make your payment. This is an erroneous and a terrible excuse. Later on you decide to make a payment towards your delinquency and state you couldn't afford it.My question to you is, "What did you do with your money for 3 months you didn't pay your mortgage, Loser?" As far as your FULL SPECTRUM LENDING, I hope you didn't waste your money on them, bc they never processed anything for you. Andrea Group leader 1-60+ Collections Andrea - Orlando, Florida U.S.A.] ************************* First of all, ANDREA, If I were you, I wouldn't be so quick to judge. Our story is true, not erroneous, as you so inaccurately put it. We are WELL AWARE OF OUR RESPONSIBILITIES as homeowners. There are no LOOP HOLES. Are you an Attorney? Oh, that's right, you're just a Collections rep. Do you get commissions and STIP FEES for every homeowner you put on the street? Considering that Ocwen HAS BEEN PROVEN TO BE A PREDATORY LENDER....and they have a nice new multi-million dollar complex in INDIA...your job may be outsourced at some point in time, so I wouldn't be so smug and blindly loyal to them as you are. Second of all, IF you took the time read the story objectively, you would have read that we saved up the 3 months mortgage that OCWEN told us not to pay and when we tried to send it to them, it was RETURNED.. repeatedly. They wanted our home because of the equity position we were in, that's why the refi didn't go through until much later, with another company. We didn't DECIDE to make a payment, what exactly were you reading with that kind of response? Clearly, you did not read the facts, just your warped impression or perception of the facts. I am well aware of A LEGAL BINDING CONTRACT as far as a mortgage is concerned, but that does NOT give any BANK carte-blanche to do as they please. And...since OCWEN is a SUBPRIME lender, that is par for the course for them. Judging by all the Class Action law suits against OCWEN, popping up all over the country, it's not going to be too long before there won't even be an OCWEN and Oh yeah...that means your job, as well. (By the way...are you from America? Well, I AM!) So, you see, my dear, I AM NOT A LOSER. You don't even know the specifics. But of course, you are the good little OCWEN lemming, so how could I possibly expect you to be objective? Otherwise, you couldn't justify working for a rip-off company such as Ocwen. When they give you your pink slip, then we'll talk. In the meantime, keep voting for your buddy George Bush and his Florida cronies. I pity anyone living in Orlando having to deal with the underhanded politics that goes on there. I'm sure OCWEN is a big BUSH campaign contributor. I hope they and (you) enjoy it while they can...cause a change is a comin'. STILL A HOMEOWNER
Andrea
Orlando,#3UPDATE Employee
Tue, August 10, 2004
Dear Vicki, I myself am a homeowner like you. I wanted to point out some 'loop holes' in your sad story. A mortgage is a legal binding contract, hence...your responsibility! You mention you waited a few months to get a refinance and didn't make your payment due to one of our reps counseling you not to make your payment. This is an erroneous and a terrible excuse. Later on you decide to make a payment towards your delinquency and state you couldn't afford it.My question to you is, "What did you do with your money for 3 months you didn't pay your mortgage, Loser?" As far as your FULL SPECTRUM LENDING, I hope you didn't waste your money on them, bc they never processed anything for you. Andrea Group leader 1-60+ Collections
Virginia
Fuquay Varina,#4Consumer Comment
Fri, July 30, 2004
please i need someone to help me save our home..we have it fiance through Ocwen Federal bank..i am 65 and my husband is 68..we need to know how can we get help to fight ocwen..we have kept our payment up to date..in december we had to pay over 3000 and they said we would be caught up..then in april we had to pay 2000 and that was suppose to take care of our problems..now our payment is more than our social security..please can someone help us
Virginia
Fuquay Varina,#5Consumer Comment
Fri, July 30, 2004
please i need someone to help me save our home..we have it fiance through Ocwen Federal bank..i am 65 and my husband is 68..we need to know how can we get help to fight ocwen..we have kept our payment up to date..in december we had to pay over 3000 and they said we would be caught up..then in april we had to pay 2000 and that was suppose to take care of our problems..now our payment is more than our social security..please can someone help us
Virginia
Fuquay Varina,#6Consumer Comment
Fri, July 30, 2004
please i need someone to help me save our home..we have it fiance through Ocwen Federal bank..i am 65 and my husband is 68..we need to know how can we get help to fight ocwen..we have kept our payment up to date..in december we had to pay over 3000 and they said we would be caught up..then in april we had to pay 2000 and that was suppose to take care of our problems..now our payment is more than our social security..please can someone help us
Virginia
Fuquay Varina,#7Consumer Comment
Fri, July 30, 2004
please i need someone to help me save our home..we have it fiance through Ocwen Federal bank..i am 65 and my husband is 68..we need to know how can we get help to fight ocwen..we have kept our payment up to date..in december we had to pay over 3000 and they said we would be caught up..then in april we had to pay 2000 and that was suppose to take care of our problems..now our payment is more than our social security..please can someone help us
marlene
miami,#8Consumer Suggestion
Fri, December 20, 2002
Vicki , Today, "The Wall Street Journal" announced that Western Union paid 8 million to the government because some vinculation with terrorist's money, and any other wrongdoings related to money laundering. I don't understand the news very well; but you mentioned that you had a lot of money sitting for long time at Western Union. I don't know the regulations regarding that institution, and always refused to use it ( if Ocwen recommends East, I run West) I know every time Ocwen wants us to pay them using their Speed (read SLOW) Pay system, a very expensive fee-based service, OR Western Union (a lot more expensive). They never suggest the use of Express Mail (overnight delivery) or Certified Mail (well, they hate the US Postal Office very much. It must be very honest our mail system when Ocwen does not recommend it nor acknowledge it). But those criminals love to mention Western Union when ones does not want to us their Speed Pay. In my particular case, they change my laon # to do their RICO thing and told me they had to change it because "Western Union doesn't like short numbers", expecting me to use Western Union as a route for my first payment, and I was not late at all (so, I resented it). Now, I read this new in the Wall Street Journal, and I also read your report mentioning Western Union. I don't know abut this Ocwen thing. It looks like a Pandora box. We'll have, all, a lot of fun after congress comes back in January 2003. You know the old saying, "tell me how your friends are and I will tell you how you are." I am ignorant about finances, may be Western Union is allowed, by law, ta have money to pay a mortgage, sitting down in an office corner for a lot of time. I don know! Best wishes,