- Report: #275291
Complaint Review: PAYDAY LOAN YES - Salt Lake City Utah
-
Author Confirmed
Why?
PAYDAY LOAN YES
4001 South 700 East #500 Salt Lake City, 84107 Utah, U.S.A.
Phone:
800-6668107
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
PAYDAY LOAN YES I filed bankruptcy and are now trying to file CRIMINAL charges saying its fraud. Salt Lake City Utah
I took a payday loan with Payday-loan-yes.com and paid a few renewal fees and then filed bankruptcy. I've provided the bankruptcy information repeatedly to these people and they now have turned it over to an attorney and are saying I commited fraud. However, during the time since I received the loan and the bankruptcy followed not too long after that and then I filed for divorce.
The banking account was a joint account in which my husband and I shared but that he was the primary person on the account. When the divorce was filed he closed that account. I was told that everything was fine up until today when I received a call from their legal people stating I had until 1:00 today to get $850.00 to them. I don't have that kind of money and when I said I'd faxed bankruptcy information to "TIM" at payday-loan-yes three times and they stated they were told that they have had no contact from me.
I have emails as well that I sent to TIM stating that bankruptcy was filed and gave him case numbers, etc... so that if he wanted to file a claim against my Ch.13 he could and they could recoup through the bankruptcy. In my records from the bankruptcy they did not file a claim against the bankruptcy. I need advice from anyone who would know whether I really "owe" this to them even with a bankruptcy when they failed to file claim. Thanks!
Lisa
Indianapolis, Indiana
U.S.A.
The banking account was a joint account in which my husband and I shared but that he was the primary person on the account. When the divorce was filed he closed that account. I was told that everything was fine up until today when I received a call from their legal people stating I had until 1:00 today to get $850.00 to them. I don't have that kind of money and when I said I'd faxed bankruptcy information to "TIM" at payday-loan-yes three times and they stated they were told that they have had no contact from me.
I have emails as well that I sent to TIM stating that bankruptcy was filed and gave him case numbers, etc... so that if he wanted to file a claim against my Ch.13 he could and they could recoup through the bankruptcy. In my records from the bankruptcy they did not file a claim against the bankruptcy. I need advice from anyone who would know whether I really "owe" this to them even with a bankruptcy when they failed to file claim. Thanks!
Lisa
Indianapolis, Indiana
U.S.A.
1 Updates & Rebuttals
Robert
Buffalo,New York,
U.S.A.
Question
#2Consumer Comment
Thu, September 20, 2007
When you filed bankruptcy, did you list this payday loan on your bankruptcy filing? If you didn't, then I'm not surprised that they think you may have committed fraud. Also, I know of only 3 ways to ABSOLVE a debt: 1. you pay it off. 2. the creditor forgives it or forgives the remaining balance. 3. a bankruptcy court ORDERS it absolved. Since your bankruptcy is still PENDING, I would say your debt to them is still valid. You should consult with the attorney who is handling your bankruptcy for advise about how to legally deal with this payday loan.
