Steve
Bradenton,#2Consumer Suggestion
Sat, December 29, 2007
This is typical and widespread. You are dealing with JUNK DEBT BUYERS. They buy VERY old, USUALLY past SOL/legally UNCOLLECTABLE "debt" for pennies or less on the dollar. I have seen this debt go for 1/10th of a penny on the dollar! NEVER call, or accept a call from a third party debt collector and/or junk debt buyer. STAY OFF THE PHONE!! NEVER call an original creditor! NEVER do this!! They have absolutely NOTHING to do with the account. NEVER provide ANY personal information to ANYONE when doing a debt dispute, and NEVER sign anything. Just print. The entire burden of proof is on the collector to prove you owe the money to them. You NEVER have to prove that you don't owe the money. They always have to prove that you do. That is the law. All you need to do is send a DEBT VALIDATION REQUEST as I have outlined in hundreds of other posts here on ROR and elsewhere. And, a CEASE COMMUNICATIONS request stops the calls.
Robin
North Augusta,#3Consumer Suggestion
Fri, December 28, 2007
I, too, received a call from Palisade. I knew I didn't owe ATT, since I have ATT NOW! I had Sprint in 2003 when they are saying I had a bill owed. I called ATT and this company is not on their list of approved collection agencies. They checked my social security number and I owe no bills with them. I am trying to see about a class action suit as I am sick of these companies ruining my credit even more! I think the government needs to step in and stop making it so easy for just any company to hit our credit reports! I guess what I'm saying is for everyone who gets this call from Palisade that they need to call ATT to confirm or deny the allegation. ATT will get tired of it as well and put a stop to it!
David
Deer Park,#4REBUTTAL Individual responds
Mon, January 10, 2005
Back in 1999, I purchased a new cell phone and service plan from AT&T wireless. It was incident free several months. Then I received a bill that included $400+ worth of charges (where my bill in the past never exceeded $60). This happened for the next two consecutive months and the statements included many charges that had phone calls that went on for hours (which drove the minutes used through the roof). After months of going back and forth, AT&T's service department concluded that my new phone was not ending calls that were dropped for no service. Whenever my call were dropped, the time would keep going. The only thing that ended the call was turning off the phone. For several months after that, I tried to get my phone fixed by AT&T and they kept failing to send me the call tag that enabled me to send it back. Frustrated with the time and aggravation this issue was causing (and having to constantly turn the phone on and off) I prematurely ended the service under that account (with AT&T's permission) and opened a new one. AT&T never got any more money for the old account, nor did anyone ask for it. I still have the broken phone that was paid for in full and worked for only a few months. Today (nearly 5 years later) Palisades Collection called to tell me that I owe them $1200+ because Cingular sold them the old account that was never collected on. I called Cingular and spoke to 8 different people over the course of two hours. They have adopted a firm policy of not discussing any accounts that have been turned over to Palisades and brushed me off with a 'not our problem' attitude. Meanwhile I have had several accounts with At&T (and now Cingular) through this timeframe which ahs accounted for thousands of dollars in revenue for them over the course of the years. Now, I have a $1200+ blemish on my credit and Palisades isn't going to remove it unless I pay them. As far as their concerned, they purchased the account from Cingular and they have the right to collect whatever they can. My only recourse is to pay what they ask and then sue both Cingular and Palisades to get it back. Like I have time for this... Millionaires want to be Billionaires and Billionaires want to be God. I have a map to where the line forms for them to line up on. Can you guess where it leads?