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  • Report:  #230592

Complaint Review: RJM Acquisitions - Syoseset New York

Reported By:
- Marietta, Georgia,
Submitted:
Updated:

RJM Acquisitions
575 Underhill Blvd, Suite 224 Syoseset, 11791-3416 New York, U.S.A.
Phone:
516-714-1300
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I received a letter from RJM Acquisitions LLC claiming to be my new creditor. Upon opening the letter, I discovered it was really an attempt to collect on some purported very OLD debt.

In my case, they claimed I owed $52.00 in Overdraft charges to Wachovia Bank, N.A. and provided a supposed original account number and a partial Social Security number in an effort to convince me that this was indeed an old debt of mine.

However, I have NEVER had an account with Wachovia. In fact, I do not even now have an account with Wachovia. If the bank I was doing business with in 1997 was subsequently bought out by Wachovia, I STILL do not owe anything as I paid off all debts to that particular bank in one lump sum and then closed the accounts.

So, this attempt by RJM Acquisitions really has me upset and I need to know how to keep them from adding anything negative to my Credit Record. After all, this purported debt is almost TEN YEARS OLD!

Add me to the long list of potential victims to this scumbag of a company. I'm really glad there's a site like this to expose this for what it really is.

Very kindly,

Lewis

Marietta, Georgia
U.S.A.


1 Updates & Rebuttals

Steve [Not A Lawyer]

Bradenton,
Florida,
U.S.A.
Lewis, An IMMEDIATE lawsuit is needed.

#2Consumer Suggestion

Mon, January 15, 2007

Lewis, The only thing these crackheads understand is a lawsuit. Sue them for your time, expenses and aggravation in dealing with this frivolous collections attempt. Send a DEBT VALIDATION request to them as per the FDCPA. Clearly dispute the debt, and demand to see whatever signed contract exists that created the debt, as well as a full account history including prior collections attempts by the original creditor and an itemization of charges. Also demand proof that they own the debt including the sales contract, proof of payment, and amount paid, as well as a chain of title. DO NOT sign the letter, just print. Send this letter by certified mail, return reciept requested. Be sure to put the certified# on the letter itself and keep a copy for your records. This is very important. Now, when they violate, or fail to comply, you sue them.

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