Security
Sacramento,#2
Sun, September 20, 2009
You 1) got into a mortgage you could not afford, 2) you heard a radio ad and made the knee jerk decision to call an attorney.
You entered into a valid legal contract. Do you think that an attorney can take care of anything that is unfair in life? An attorney cannot recover milk spilled. Its already happened.
What can any attorney do to a valid binding legal contract?
Sure it was not right for the Rodis Group to take your money in fact they should have refunded your money when they knew they could not do anything.
I think your own lack of personal responsibility and your pay $$ and point and click efforts at solving problems are a part in this.
You are paying a penalty for your own lack of responsibility like a drug user pays for his mistakes.
Look even a decent attorney can't do anything if the mortgage company does not believe you are a candidate for mortgage modification. A decent attorney however would not take money for services not delivered.
Under the law the lenders have absolutely no obligation to change the terms of your loan.