S.n.
Bucyrus,#2Consumer Suggestion
Thu, September 23, 2004
As much as I hate for anyone to have to use their insurance to cover something they did not do, I suspect that this person was not legally covered to drive anything since the person did not have a valid driver's license. I was under the impression that if you had to use the uninsured motorist's coverage on your policy that it could affect your insurance rates as much as if you had caused the accident yourself. You might find out if this person owned a vehicle and, if so, if there was valid insurance on that particular vehicle. My auto insurance covers me in someone else's vehicle as long my vehicle is parked at the time.
Robert
Kenosha,#3Consumer Suggestion
Wed, September 22, 2004
If the Insurance company is telling you the other driver was not insured, Your damages would be covered by uninsured motorists insurance. Most insurance poilcies (Even if you buy liability only) Automatically include this insurance. You pay about $15.00 every 6 months for it. Check to see if you have this coverage, if you do the other drivers insurance sitiuation does not matter.